Best Live Baccarat Sites

Available in New Zealand
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Every online gambler deserves a safe and fair place to play. Our mission at Gambling.com is to create a safe online environment for players through free, impartial and independent reviews of New Zealand's best online gambling companies so that you can play with confidence and security. All ratings and reviews are made independently of the operator by our team of gaming experts and with every company being fully licensed to operate in the US they can be trusted to offer fair play. We accept compensation from the companies advertised on this page and this may affect the brand positioning. We endeavour to continuously update this list so we can bring you the most current sites and the best available offers but we cannot review every site in the market.
alert Advertiser Disclosure
Every online gambler deserves a safe and fair place to play. Our mission at Gambling.com is to create a safe online environment for players through free, impartial and independent reviews of New Zealand's best online gambling companies so that you can play with confidence and security. All ratings and reviews are made independently of the operator by our team of gaming experts and with every company being fully licensed to operate in the US they can be trusted to offer fair play. We accept compensation from the companies advertised on this page and this may affect the brand positioning. We endeavour to continuously update this list so we can bring you the most current sites and the best available offers but we cannot review every site in the market.

Advantages of Live Baccarat

Combining the suave sophistication of a live casino environment with the rapid pace and close control of online baccarat, live baccarat games represent the ultimate casino experience. What's more, with a house edge of just 1.06%, it's among the most lucrative games on the casino floor.

This overview will help break down how to play the game, describe variations to the classic format you may encounter as well as explain the various special features on offer at the best live blackjack sites. Armed with the know-how of live dealer baccarat, you are sure to enjoy you're gaming experience.

What to Consider When Choosing a Live Baccarat Site

Baccarat carries an image of refinement – it's the gentlemanly older brother of poker. But the reality is far from the complicated world of its brash relation. Baccarat is one of the simplest card games to bet on, player influence is minimal, and with a house edge as low as 1.06%, choosing your table wisely can make a big difference to how your pot fares.

Why Play Live Baccarat Online?

Baccarat's simple format works well in the electronic world of quick deals, history registers and other tools to help you develop and monitor a successful system.

A big part of the joy of online baccarat comes from the high rolling feel of the tables, and that's where the live dealer comes in. A live baccarat site will give you the elegance, and personal touch, of casino baccarat without the travelling, dress codes and pricey drinks.

Exploring Game Variations

There are several types of baccarat you're likely to encounter at live baccarat sites.

  • Midi Baccarat | Sometimes simply called baccarat, this is the standard game, usually played with eight decks of cards in a shoe, and with mid-range or very wide betting limits.
  • Mini Baccarat | With low betting limits and a simplified table for up to seven players, this is an excellent entry level option. It sometimes uses fewer decks of cards, however, which can affect the house edge. So always check before placing bets.
  • VIP Baccarat | Larger, more elaborate tables, higher limits and nearly always played with eight decks in a shoe, this is the best option for experienced players who don't want to be held back.
  • Progressive Baccarat | This is a standard baccarat table with a progressive jackpot. Players fight for the jackpot by betting on the jackpot side bet "slot". The amount wagered affects the potential share of the pot, and the payout usually comes when a player's hand contains an ace and an eight. Payouts are found in the pay table and may vary.
  • Side Bets | The progressive jackpot isn't the only side bet available: some casinos, like bet365, have a designated area where players can play various other games at the same time.
  • Alternative Bets | As well as Player, Banker and Tie bets, various casinos allow additional betting options, including a player being dealt a pair and a small (four card) or big (five or six card) hand.

How to Support Your Strategy

  • Commission | Backing the dealer/banker comes at a cost, usually a 5% commission on winnings, but some live baccarat sites offer lower commission or different odds. Shop around if you plan on backing the dealer.
  • History and Stats | If you believe in patterns in the cards, you'll want a hand history and various types of statistical display.
  • Autoplay/Rebet | Useful for rapid and consistent betting, these buttons are a quick way to place multiple or repeat bets, ensuring you don't get caught up in the heat of the moment and deviate from your system.
  • Timer | Sometimes a clock, but often a timer of how long you've been playing, this simple addition is vital in calculating your earnings (or losses) per hour.

Experience

While strategy and game variations should be a serious gambler's main consideration when choosing a live baccarat site, finding a table that makes an enjoyable experience should also factor into the process.

Most online casinos offer live baccarat with a chat function, which allows players to engage directly with the dealer and, sometimes, other players. You'll also find some casinos, like bet365, offer a far larger selection of dealers, including a choice between European and Asian dealers.

You may also find camera angle and sound options, to maximise engagement or minimise distraction, and the option to live chat with casino staff, which is useful if you have questions about gameplay or bonuses, but don't want to lose your seat.

Exciting Alternatives

If you find a live baccarat site that suits your needs, the chances are that their other live casino offerings will fit your gameplay style.

Live blackjack is an excellent alternative to baccarat, with its quick-fire, mathematically minded gameplay in which players aim to beat the dealer by getting as close to 21 as they can. Like baccarat, you'll also find side bets, progressive jackpots and more.

Terminology

Like all refined card games, baccarat includes a unique lexicon addressing various nuances of the game. A basic understanding of these commonly used terms will go a long way in learning the fundamentals of the game and its live-dealer variant. Here are some common terms to familiarise yourself with:

  • Shoe | The container from which cards are dealt.
  • Dealer/Banker | The individual dealing the cards. In some games, one of the players may be nominated as dealer.
  • Croupier | The casino employee(s) running the table.
  • Baccarat | A score of zero.
  • Le Grande | A score of nine.
  • Natural | A score of eight or nine from your first two cards.
  • Coup | A round of play including a player hand and a banker hand.
  • Banco! | A term used when a player bets their entire bankroll, equivalent of "all in" in poker.

Rules

Most variants of baccarat will progress the same aside from a few more rare ones you're unlikely to encounter. The most common progression of baccarat begins when players join a table of up to 12 people. Bets can be laid either on the bank (dealer), which pays at 0.95/1, the player, which pays 1/1, or a tie, which pays 8/1 or 9/1.

Each player is dealt two cards each, and two are dealt to the bank. The cards are revealed and each hang added up, with cards two to nine counting at face value, Ace at one and all others at zero.

The right hand digit of the total sum is the player's score. For example, a nine and a six would score five. Depending on the totals, a third (and fourth) card may be dealt to any player. The winner is the player with the closest score to nine.

Variations

Like other popular casino games, baccarat experiences a wealth of variations and adaptations. Here are a few of the most prominent variants:

  • Midi Baccarat | The most common form of baccarat, midi is usually played using standard rules, eight decks of cards in a shoe and with very wide or mid-range betting limits.
  • Mini Baccarat | Sometimes played using fewer card decks, mini baccarat makes up for a slightly higher house edge with an accessible table layout and very low limits to help acclimatise new players to the game.
  • VIP Baccarat | Like midi baccarat, but with much higher limits, more elaborate tables and a faster pace to appeal to experienced players.
  • Chemin de Fer | Rarely encountered but occasionally available, this version of baccarat allows the player to decide whether or not they want a third or fourth card dealt, rather than relying on house rules.
  • Side Bets | Additional bets placed separately from your main stake. At Bet365, for example, players can place a side bet for the chance to win large progressive jackpots. Other casinos allow side bets on a pair, or on small or big hands.

Special Features

There are lots of other elements that make each live baccarat offering uniquely appealing, but they broadly break down into three key areas: table experience, console data and console functions.

The table experience is dictated by a number of customisable factors. Betfred, for example, offer HD video streaming, while other providers offer customisable camera angles. Sound options and the chat window may also be customised with numerous providers, to tailor how you interact with the dealer and other players. Some casinos, including bet365, let you choose between European and Asian croupiers.

Console data also varies between providers. Some will offer a detailed history of previous hands, others will give useful statistical graphics, such as how many times a card or hand has appeared, while others offer a notepad function so you can track things for yourself.

Finally, live baccarat sites offer numerous different console functions to help players develop their strategy. For example, autoplay or rebet buttons allow rapid and consistent bet placements, and timers enable players to accurately calculate earnings (or losses) per hour – vital for effective bankroll management.

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