Top 5 Scratch Cards with the Highest Return to Player

Top 5 Scratch Cards with the Highest Return to Player

Are you interested in online scratch cards but not sure how they work online, what type of payouts apply, if you can get a bonus to kick off with or basically if it’s all worth the investment? At Gambling.com our team of experts across the casino industry can fill you in about the scratch card explosion across online casino and point you in the right direction to start scratching, at least in the virtual sense!

This list outlines the top 5 scratch cards with the highest RTP so you can ensure you are getting value for your money. RTP stands for ‘Return To Player’ and is a term used in the gambling world by top casino sites to reflect the percentage of wagered money that will be won back by players. This value is an average that will play out over time.

Top 5 Scratch Cards with the Highest Return to Player

  1. Merlin’s Millions – 95.17%

    Boasting an extremely high RTP for an online scratch game, Merlin’s Millions is a popular choice for this type of casino genre. On top of the RTP of 95.17%, Merlin’s Millions scratch cards provides bettors with the chance to win an additional bonus prize on each card they play. The game jackpot stands at a whopping £250,000 which is a serious draw for those looking to strike it super lucky.

    Merlin’s Millions is perfect for all bettors regardless of their budgets. With this scratch game, players can opt to bet as little as 20c with a maximum betting amount of 200.

    As the name suggests, this online scratch cards sticks to a strong medieval theme that revolves around King Arthur and his trusty sidekick, Merlin the Wizard. The game is easy and fun to play, with an appealing aesthetic design. Simply scratch nine panels and if three symbols match, you win! Why not check out one of our safe and secure recommended partners to try this scratch card and see if it stands up to the praise.

    Try your hand at Merlin's Millions over at William Hill Casino.

  2. Pig Wizard – 95.82%

    With an RTP of 95.82% and an amusing theme, Pig Wizard will be difficult to pass up for regular scratch card casino players. Magic is the consistent thread throughout the game and players will experience spells, curses and pigs in robes. The most valuable icon is the Pig Wizard, an endearing character in star-covered robes, yes a pig can wear robes if he wants! If your scratch card reveals three images of the pig, you’re in luck! This will result in your win being 100 times your original wager.

    This game is structured with a V-E-G-A-S progressive jackpot. Scratch to reveal three pigs and not only will you receive the initial jackpot of 100 times your original bet, but you will unlock an additional game. For this round, you will throw the virtual dice and make your way around a game board. As you do this, you will have the opportunity to trigger more multipliers or win extra prizes. If your luck changes and you become impacted by a curse, the bonus game ends – sounds awful but we have yet to see it occur!

    Cast your own magic spell at Dream Jackpot Casino today!

  3. Wish Upon a Jackpot – 96.06%

    Are you a fan of fairytales and online scratch cards with a stonking high RTP? Wish Upon a Jackpot may just be the perfect fit. Enter a world that is reminiscent of Shrek, complete with Puss in Boots, a Fairy Godmother and talking gingerbread man.

    To play, simply look through the magic orbs (scratch panels). If you discover three matching icons that are them, you win! This win will be accompanied by two bonus games so that you can experience the magic for a little longer (and increase your chances of a bigger win).

    Step into this land far, far away by visiting Paddy Power perhaps or another trusty partner from our list above. With a high RTP and bonus games on offer, Wish Upon a Jackpot is one of the best scratch games on the market.

    The jackpot could be yours at Paddy Power casino!

  4. Whack a Jackpot – 96.30 %

    Remember the ‘Whack a Mole’ carnival game? This online scratch card game is just like that! From the popular scratch card software provider ‘Microgaming’, Whack a Jackpot puts a creative spin on your standard scratch card game. With a minimum bet of €0.50 and a max bet of €10, the game is accessible for all players.

    It also offers great value with a maximum possible win of €50,000 and an RTP of 96.30%. To play, you will need to whack the rats as they appear on the screen. When you hit a rat, a multiplier value will be shown on your screen. If you manage to get three multipliers with the same value, you win! Make sure you practice your hitting skills and reaction times as three missing strikes will end your game with no win. So whack for the jackpot not fresh air!

    Head over to Dream Vegas to whack a few moles for yourself!

  5. Lucky Numbers – 96.57 %

    Offering the highest RTP, all scratch card players should be sure to check out Lucky Numbers. Also from Microgaming, this card game offers two chances to win for each card you play. It’s hard to argue with that value!

    The game is pretty standard. To play, virtually scratch away the panels and if you find three matching icons, you win. Look out for multiplier symbols that will increase your winnings. Multipliers range from x1 to x 5, while winnings begin at £3 and max out at £200,000. Given the high RTP, there’s not much to lose by trying to get the jackpot.

    This game revolves around all things lucky and takes this theme very seriously. Even the horseshoe scratch panels are the correct way up (we don’t want that luck falling out!). Make the most of this luck, and the extremely high RTP by scratchcard industry standards, by trying out Lucky Numbers today.

    Do you fancy your chances at finding some lucky numbers? Try it out at 888 Casino today!

The Best RTP Scratch Card on the internet?

The online scratch card market is clearly thriving with many scratch card sites to choose from. In order to get the most out of your card games and increase your chances of a win, try to stick to games with high RTP. That way, you know your odds will be most optimised in your favour.

These top 5 scratch card games with high RTP are a great place to start. With a range of different themes and even one styled like an interactive carnival game, there really is something for everyone. Whether you are into medieval magic or modern-day fairytales, there will be a card game to suit your taste.

Pick a style or actual scratch card game from this list and go forth and scratch, again we do mean virtually!


Check Out: New Casinos for Welcome bonus and offers.


Get Access to the Best Online Scratch card Games in Canada

Your ability to access online scratch card games in Canada will depend on your location. On this site we have compiled a list of the best Canadian online casinos. You can tailor this based on location to find the best casino providers in your region.

Keep in mind that the laws of each province regarding the provision of online gambling can differ from province to province. Some provinces are beginning to open up, for example, soon online casinos in Ontario will become available. So, be sure to check out what your options are in advance of signing up.

Recommended Casino Sites

shield of trust Secure trusted partners Trusted star verified Verified
Bell Icon
Affiliate Disclosure: At Gambling.com, we want to ensure that players are matched with the right casino and sportsbook offers for them. For this reason, some of the recommended site links are affiliate links. This means that if you visit a website through our link and make a deposit, Gambling.com will receive a commission payment at no extra cost to you. At Gambling.com, we want to ensure that players are matched with the right casino and sportsbook offers for them. For this reason, some of the recommended site links are affiliate links. More
  1. 1
    Casino Days Casino
    Established 2020
    More Details
    100% Welcome Bonus up to $1,000 Cash + 100 Free Spins
    Massive Collection Counting Over 4,000 Games
    VIP Loyalty Program
    Multiple Cryptocurrencies Supported
    Promo Code
    The code required to claim a sign-up bonus (if any)
    not required
    Min Deposit
    20
    Bonus Wagering
    The number of times you have to play through your bonus before you are able to withdraw any winnings
    35x
    Payout Time
    The average withdrawal processing time
    2-5 Days
    Casino Games
    The total number of casino games available
    2500
    Jackpot Slots
    The number of jackpot slot games available
    147
    Casino Days features a clean design, simplifying navigation of thousands of games from top providers. The variety also translates to the live casino where players can enjoy over 250 different options.
  2. 2
    Greatwin Casino
    Established 2022
    More Details
    100% up to $750 + 200 Free Spins
    Ongoing Casino Promotions
    Weekly Challenges & Tournaments
    VIP Cashback Program
    Promo Code
    The code required to claim a sign-up bonus (if any)
    not required
    Min Deposit
    20
    Bonus Wagering
    The number of times you have to play through your bonus before you are able to withdraw any winnings
    35x
    Payout Time
    The average withdrawal processing time
    2-3 Working Days
    Casino Games
    The total number of casino games available
    3000
    Jackpot Slots
    The number of jackpot slot games available
    31
    GreatWin Casino offers a distincive platform with colourful design. It offers a big selection of games with ongoing tournaments and challenges. VIP plan comes with a rewarding cashback for regular players.
  3. 3
    Dream Vegas Casino
    Established 2018
    More Details
    200% Welcome Bonus up to C$7000 + 120 Free Spins
    Multiple Blackjack Games with 99.63% RTP
    VIP Club with a Salon Privé for Elite Players
    Las Vegas Themed Casino
    Promo Code
    The code required to claim a sign-up bonus (if any)
    not required
    Min Deposit
    10
    Bonus Wagering
    The number of times you have to play through your bonus before you are able to withdraw any winnings
    35x
    Payout Time
    The average withdrawal processing time
    1-5 Days
    Casino Games
    The total number of casino games available
    1550
    Jackpot Slots
    The number of jackpot slot games available
    39
    Dream Vegas Casino aims to recreate the magic and excitement of the Vegas strip and is fully optimised for mobile use.
  4. 4
    Bizzo Casino
    Established 2020
    More Details
    C$1000 and 150 free spins with your first deposit
    VIP Program with 30 Levels
    Bizzo Accepts Bitcoin, Litecoin & Ethereum
    Regular Tournaments
    Promo Code
    The code required to claim a sign-up bonus (if any)
    not required
    Min Deposit
    20
    Bonus Wagering
    The number of times you have to play through your bonus before you are able to withdraw any winnings
    40x
    Payout Time
    The average withdrawal processing time
    1-3 Days
    Casino Games
    The total number of casino games available
    3500
    Jackpot Slots
    The number of jackpot slot games available
    22
    Bizzo wants to keep players coming back. There's much you can do on the platform. Plus, there's always the chance of joining the Hall of Fame if you score a big win.
  5. 5
    Cobra Casino
    Established 2020
    More Details
    Get 125% Welcome Bonus up to $1577 + 300 FS + Get up to 20% Monday Cashback
    Unique Cobra Themed Casino
    VIP Program with Four Levels
    Diverse Selection of Live Casino Games
    Promo Code
    The code required to claim a sign-up bonus (if any)
    not required
    Min Deposit
    20
    Bonus Wagering
    The number of times you have to play through your bonus before you are able to withdraw any winnings
    40x
    Payout Time
    The average withdrawal processing time
    1-5 Days
    Casino Games
    The total number of casino games available
    1500+
    Jackpot Slots
    The number of jackpot slot games available
    300+
    Cobra Casino is a uniquely themed platform that every avid casino lover will enjoy. It features a big game selection and it also accepts crypto deposits.
  6. 6
    Oh My Spins Casino
    Established 2021
    More Details
    100% up to $750 plus 200 Free Spins
    Playful Cartoonish Theme
    Dual Casino & Sportsbook Platform
    Regular Casino Tournaments
    Promo Code
    The code required to claim a sign-up bonus (if any)
    not required
    Min Deposit
    10
    Bonus Wagering
    The number of times you have to play through your bonus before you are able to withdraw any winnings
    40x
    Payout Time
    The average withdrawal processing time
    1-3 Working Days
    Casino Games
    The total number of casino games available
    529
    Jackpot Slots
    The number of jackpot slot games available
    187
    Oh My Spins is an eye-catching platform with colourful theme featuring a big selection of games and even better promotions. Aside from generous welcome bonus, players can enjoy ongoing tournaments and a VIP program.
  7. 7
    PartyCasino
    Established 1997
    More Details
    100% Welcome Bonus up to $500 + 120 Free Spins
    Awarded ‘Casino of the Year’ 2017 & 2018
    Win Prizes in Daily Slots Tournaments
    Official Partner of McLaren F1 Racing Team
    Promo Code
    The code required to claim a sign-up bonus (if any)
    not required
    Min Deposit
    10
    Bonus Wagering
    The number of times you have to play through your bonus before you are able to withdraw any winnings
    35x
    Payout Time
    The average withdrawal processing time
    1-2 Days
    Casino Games
    The total number of casino games available
    1535
    Jackpot Slots
    The number of jackpot slot games available
    130
    Part of the multinational gaming group Entain, Party Casino offers a huge range of progressive jackpots and exclusive slots tournaments, with 24/7 support.
  8. 8
    Casimba Casino
    Established 2017
    More Details
    200% Welcome Bonus up to C$5000 + 50 Bonus Spins
    Clean Platform Design
    Casimba VIP Program
    Play a Random Game Feature
    Promo Code
    The code required to claim a sign-up bonus (if any)
    not required
    Min Deposit
    Bonus Wagering
    The number of times you have to play through your bonus before you are able to withdraw any winnings
    35x
    Payout Time
    The average withdrawal processing time
    3-5 Days
    Casino Games
    The total number of casino games available
    2018
    Jackpot Slots
    The number of jackpot slot games available
    81
    Casimba Casino is vaguely jungle themed casino, but you won’t get lost on this website with its sleek mobile first interface.
  9. 9
    ZetCasino
    Established 2018
    More Details
    100% up to C$750 + 200 Free Spins
    Practical Slot Navigator
    Over 100 Titles in the Live Casino
    Four Tier VIP Program
    Promo Code
    The code required to claim a sign-up bonus (if any)
    not required
    Min Deposit
    20
    Bonus Wagering
    The number of times you have to play through your bonus before you are able to withdraw any winnings
    35x
    Payout Time
    The average withdrawal processing time
    2-3 Working Days
    Casino Games
    The total number of casino games available
    1100
    Jackpot Slots
    The number of jackpot slot games available
    31
    ZetCasino offers an immersive experience to its customers. The feature that stands out is the intuitive slots explorer that let's you filter slots in numeours ways. You can easily pick ones from a specific provider.
  10. 10
    bwin Casino
    Established 1997
    More Details
    100% Deposit Bonus up to $200
    Over 200 Jackpot Titles
    Regular Prize Drops
    Platform Hosting Casino, Sports and Poker
    Promo Code
    The code required to claim a sign-up bonus (if any)
    not required
    Min Deposit
    10
    Bonus Wagering
    The number of times you have to play through your bonus before you are able to withdraw any winnings
    35x
    Payout Time
    The average withdrawal processing time
    2-5 Business Days
    Casino Games
    The total number of casino games available
    1141
    Jackpot Slots
    The number of jackpot slot games available
    16
    Founded in 1997, bwin has a long history of excellence across its products. It's now part of the award-winning Entain group, but the brand won multiple awards in 2009 and 2010.
×