Top 5 Scratch Cards with the Highest Return to Player

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Top 5 Scratch Cards with the Highest Return to Player

Note: If based in Ontario, any content mentioning bonuses, promotions, wagering or free spins is not intended for you, following Ontario regulations. If located in that province, please go to Ontario Casinos. Ignore this note if not based in Ontario.

Are you interested in online scratch cards but not sure how they work online, what type of payouts apply, if you can get a bonus to kick off with or basically if it’s all worth the investment? At Gambling.com our team of experts across the casino industry can fill you in about the scratch card explosion across online casino and point you in the right direction to start scratching, at least in the virtual sense!

This list outlines the top 5 scratch cards with the highest RTP so you can ensure you are getting value for your money. RTP stands for ‘Return To Player’ and is a term used in the gambling world by top casino sites to reflect the percentage of wagered money that will be won back by players. This value is an average that will play out over time.

Top 5 Scratch Cards with the Highest Return to Player

  1. Merlin’s Millions – 95.17%

    Boasting an extremely high RTP for an online scratch game, Merlin’s Millions is a popular choice for this type of casino genre. On top of the RTP of 95.17%, Merlin’s Millions scratch cards provides bettors with the chance to win an additional bonus prize on each card they play. The game jackpot stands at a whopping £250,000 which is a serious draw for those looking to strike it super lucky.

    Merlin’s Millions is perfect for all bettors regardless of their budgets. With this scratch game, players can opt to bet as little as 20c with a maximum betting amount of 200.

    As the name suggests, this online scratch cards sticks to a strong medieval theme that revolves around King Arthur and his trusty sidekick, Merlin the Wizard. The game is easy and fun to play, with an appealing aesthetic design. Simply scratch nine panels and if three symbols match, you win! Why not check out one of our safe and secure recommended partners to try this scratch card and see if it stands up to the praise.

    Try your hand at Merlin's Millions over at William Hill Casino.

  2. Pig Wizard – 95.82%

    With an RTP of 95.82% and an amusing theme, Pig Wizard will be difficult to pass up for regular scratch card casino players. Magic is the consistent thread throughout the game and players will experience spells, curses and pigs in robes. The most valuable icon is the Pig Wizard, an endearing character in star-covered robes, yes a pig can wear robes if he wants! If your scratch card reveals three images of the pig, you’re in luck! This will result in your win being 100 times your original wager.

    This game is structured with a V-E-G-A-S progressive jackpot. Scratch to reveal three pigs and not only will you receive the initial jackpot of 100 times your original bet, but you will unlock an additional game. For this round, you will throw the virtual dice and make your way around a game board. As you do this, you will have the opportunity to trigger more multipliers or win extra prizes. If your luck changes and you become impacted by a curse, the bonus game ends – sounds awful but we have yet to see it occur!

    Cast your own magic spell at Dream Jackpot Casino today!

  3. Wish Upon a Jackpot – 96.06%

    Are you a fan of fairytales and online scratch cards with a stonking high RTP? Wish Upon a Jackpot may just be the perfect fit. Enter a world that is reminiscent of Shrek, complete with Puss in Boots, a Fairy Godmother and talking gingerbread man.

    To play, simply look through the magic orbs (scratch panels). If you discover three matching icons that are them, you win! This win will be accompanied by two bonus games so that you can experience the magic for a little longer (and increase your chances of a bigger win).

    Step into this land far, far away by visiting Paddy Power perhaps or another trusty partner from our list above. With a high RTP and bonus games on offer, Wish Upon a Jackpot is one of the best scratch games on the market.

    The jackpot could be yours at Paddy Power casino!

  4. Whack a Jackpot – 96.30 %

    Remember the ‘Whack a Mole’ carnival game? This online scratch card game is just like that!  From the popular scratch card software provider Games Global, Whack a Jackpot puts a creative spin on your standard scratch card game. With a minimum bet of €0.50 and a max bet of €10, the game is accessible for all players.

    It also offers great value with a maximum possible win of €50,000 and an RTP of 96.30%. To play, you will need to whack the rats as they appear on the screen. When you hit a rat, a multiplier value will be shown on your screen. If you manage to get three multipliers with the same value, you win! Make sure you practice your hitting skills and reaction times as three missing strikes will end your game with no win. So whack for the jackpot not fresh air!

    Head over to Dream Vegas Casino to whack a few moles for yourself!

  5. Lucky Numbers – 96.57 %

    Offering the highest RTP, all scratch card players should be sure to check out Lucky Numbers. Also from Games Global, this card game offers two chances to win for each card you play. It’s hard to argue with that value!

    The game is pretty standard. To play, virtually scratch away the panels and if you find three matching icons, you win. Look out for multiplier symbols that will increase your winnings. Multipliers range from x1 to x 5, while winnings begin at £3 and max out at £200,000. Given the high RTP, there’s not much to lose by trying to get the jackpot.

    This game revolves around all things lucky and takes this theme very seriously. Even the horseshoe scratch panels are the correct way up (we don’t want that luck falling out!). Make the most of this luck, and the extremely high RTP by scratchcard industry standards, by trying out Lucky Numbers today.

    Do you fancy your chances at finding some lucky numbers? Try it out at 888 Casino today!

The Best RTP Scratch Card on the internet?

The online scratch card market is clearly thriving with many scratch card sites to choose from. In order to get the most out of your card games and increase your chances of a win, try to stick to games with high RTP. That way, you know your odds will be most optimised in your favour.

These top 5 scratch card games with high RTP are a great place to start. With a range of different themes and even one styled like an interactive carnival game, there really is something for everyone. Whether you are into medieval magic or modern-day fairytales, there will be a card game to suit your taste.

Pick a style or actual scratch card game from this list and go forth and scratch, again we do mean virtually!


Check Out: New Casinos for Welcome bonus and offers.


Get Access to the Best Online Scratch card Games in Canada

Your ability to access online scratch card games in Canada will depend on your location. On this site we have compiled a list of the best Canadian online casinos. You can tailor this based on location to find the best casino providers in your region.

Keep in mind that the laws of each province regarding the provision of online gambling can differ from province to province. Some provinces are beginning to open up, for example, soon online casinos in Ontario will become available. So, be sure to check out what your options are in advance of signing up.

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    Sushi Casino has a strong theme with incredible graphics. It also functions well with easy navigation. There are over 3,000 Sushi Casino games of all kinds. Instant payouts on all of the many payment options.
  30. 'Yoo Club' Loyalty Program
    Over 1,800 Titles Across Different Sections
    24/7 Live Chat Customer Support
    Promo Code
    Tooltip The code required to claim a sign-up bonus (if any)
    not required
    Min Deposit
    10
    Bonus Wagering
    Tooltip The number of times you have to play through your bonus before you are able to withdraw any winnings
    x35
    Payout Time
    Tooltip The average withdrawal processing time
    1-3 Days
    Casino Games
    Tooltip The total number of casino games available
    1750
    Jackpot Slots
    Tooltip The number of jackpot slot games available
    17
    SpinYoo is the go-to place for all things casino. The platform features a big collection of games and an appealing loyalty program.
  31. Top Provider Tournament
    Weekly Challenges
    User-friendly Game Hall for Easy Game Exploration
    Promo Code
    Tooltip The code required to claim a sign-up bonus (if any)
    not required
    Min Deposit
    20
    Bonus Wagering
    Tooltip The number of times you have to play through your bonus before you are able to withdraw any winnings
    x35
    Payout Time
    Tooltip The average withdrawal processing time
    5-9 Days
    Casino Games
    Tooltip The total number of casino games available
    3542
    Jackpot Slots
    Tooltip The number of jackpot slot games available
    196
    Another brand operated by Rabidi N.V. that features modern design and comes with plenty of gaming options. Players can wager in Bitcoin, Litecoin, Ripple and Ethereum.
  32. New York Inspired Theme
    Unlock New Sights as You Play in the Casino
    New Slots Added Weekly
    Promo Code
    Tooltip The code required to claim a sign-up bonus (if any)
    not required
    Min Deposit
    10
    Bonus Wagering
    Tooltip The number of times you have to play through your bonus before you are able to withdraw any winnings
    45x
    Payout Time
    Tooltip The average withdrawal processing time
    2-6 Days
    Casino Games
    Tooltip The total number of casino games available
    634
    Jackpot Slots
    Tooltip The number of jackpot slot games available
    31
    NY Spins is a New York themed online casino with a big game selection. Those looking for multiple options in the live casino section will find all they need with this brand.
  33. Clean Platform Design
    Casimba VIP Program
    Play a Random Game Feature
    Promo Code
    Tooltip The code required to claim a sign-up bonus (if any)
    not required
    Min Deposit
    25
    Bonus Wagering
    Tooltip The number of times you have to play through your bonus before you are able to withdraw any winnings
    35x
    Payout Time
    Tooltip The average withdrawal processing time
    1-2 Days
    Casino Games
    Tooltip The total number of casino games available
    2018
    Jackpot Slots
    Tooltip The number of jackpot slot games available
    81
    Casimba Casino is vaguely jungle themed casino, but you won’t get lost on this website with its sleek mobile first interface.
  34. 'Operator of the Year' 2020 & 'Mobile Operator of the Year' 2019
    Huge Selection of Jackpot Games
    Authentic Green Design That Spans Across All Products
    Promo Code
    Tooltip The code required to claim a sign-up bonus (if any)
    not required
    Min Deposit
    10
    Bonus Wagering
    Tooltip The number of times you have to play through your bonus before you are able to withdraw any winnings
    35x
    Payout Time
    Tooltip The average withdrawal processing time
    1 - 5 Days
    Casino Games
    Tooltip The total number of casino games available
    1713
    Jackpot Slots
    Tooltip The number of jackpot slot games available
    121
    Mr Green casino is the place to be if you're on the lookout for jackpot games. This casino features over 100 different jackpot games. It's no surprise it was awarded 'Operator of the Year' in 2020.
  35. Best Payment Methods Offered
    Immersive VIP Program
    Low Minimum Withdrawal
    Promo Code
    Tooltip The code required to claim a sign-up bonus (if any)
    not required
    Min Deposit
    10
    Bonus Wagering
    Tooltip The number of times you have to play through your bonus before you are able to withdraw any winnings
    35x
    Payout Time
    Tooltip The average withdrawal processing time
    24 hours
    Casino Games
    Tooltip The total number of casino games available
    7620
    Jackpot Slots
    Tooltip The number of jackpot slot games available
    943
    Spinaro Casino is a bright and cheery site that really welcomes new players with an outstanding welcome package. Enjoy low minimum deposits and withdrawals and a plethora of the best payment options.
  36. Offers a generous welcome package for players.
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    Promo Code
    Tooltip The code required to claim a sign-up bonus (if any)
    WELCOME125
    Min Deposit
    20
    Bonus Wagering
    Tooltip The number of times you have to play through your bonus before you are able to withdraw any winnings
    40x
    Payout Time
    Tooltip The average withdrawal processing time
    1-2 Working Days
    Casino Games
    Tooltip The total number of casino games available
    3500
    Jackpot Slots
    Tooltip The number of jackpot slot games available
    149
    EmirBet Casino has game recommendations on the home page. As a result, new players can easily get started with some of the most popular games on the site.
  37. Exclusive Multi-Play Feature
    VIP Members Club
    Simple Registration Process
    Promo Code
    Tooltip The code required to claim a sign-up bonus (if any)
    not required
    Min Deposit
    20
    Bonus Wagering
    Tooltip The number of times you have to play through your bonus before you are able to withdraw any winnings
    40x
    Payout Time
    Tooltip The average withdrawal processing time
    Up To 3 Days
    Casino Games
    Tooltip The total number of casino games available
    1760
    Jackpot Slots
    Tooltip The number of jackpot slot games available
    28
    JackPot Village is an online casino with an exclusive feature. Multi-play allows you to simultaneously enjoy up to four games. So you can enjoy a live casino game while spinning the reels on your favourite slot.
  38. Operated by Award-Winning White Hat Gaming
    Three-Tiered FireVIP Program
    Over 3,000 Games in Portfolio
    Promo Code
    Tooltip The code required to claim a sign-up bonus (if any)
    not required
    Min Deposit
    20
    Bonus Wagering
    Tooltip The number of times you have to play through your bonus before you are able to withdraw any winnings
    40x
    Payout Time
    Tooltip The average withdrawal processing time
    1-2 Days
    Casino Games
    Tooltip The total number of casino games available
    2794
    Jackpot Slots
    Tooltip The number of jackpot slot games available
    49
    Powered by White Hat Gaming, FireVegas casino hosts thousands of games. Even though it launched in 2022, the casino is already on par with other competitors.
  39. Granular Filtering (with game number)
    Easily viewable RTPs
    Dedicated Crash Games Section
    Promo Code
    Tooltip The code required to claim a sign-up bonus (if any)
    not required
    Min Deposit
    30
    Bonus Wagering
    Tooltip The number of times you have to play through your bonus before you are able to withdraw any winnings
    45x
    Payout Time
    Tooltip The average withdrawal processing time
    2-5 Days
    Casino Games
    Tooltip The total number of casino games available
    2555
    Jackpot Slots
    Tooltip The number of jackpot slot games available
    67
    The promotions page offers a heap of offers that tops most other platforms. The number and variations of bonuses and what they offer are extremely appealing.
  40. 45
    SupaCasi Casino
    Established 2021
    More Details
    Anime Themed Online Casino
    Maneki-neko Lucky Charm Cat Mascot
    Over 225 Live Casino Games
    Promo Code
    Tooltip The code required to claim a sign-up bonus (if any)
    not required
    Min Deposit
    10
    Bonus Wagering
    Tooltip The number of times you have to play through your bonus before you are able to withdraw any winnings
    40x
    Payout Time
    Tooltip The average withdrawal processing time
    1-3 banking days
    Casino Games
    Tooltip The total number of casino games available
    5719
    Jackpot Slots
    Tooltip The number of jackpot slot games available
    48
    Supacasi casino offers a truly unique design noticeable from the moment you land on the platform. The anime style is really appealing and the Maneki-neko cat serves as a lucky charm for players. The platform features an immense collection of live casino games.
  41. 47
    Dunder Casino
    Established 2016
    More Details
    Theme Featuring Landmarks from Famous Cities
    Registration Takes a Minute
    Portfolio Counting Over 900 Games
    Promo Code
    Tooltip The code required to claim a sign-up bonus (if any)
    not required
    Min Deposit
    20
    Bonus Wagering
    Tooltip The number of times you have to play through your bonus before you are able to withdraw any winnings
    25x
    Payout Time
    Tooltip The average withdrawal processing time
    1 - 3 Days
    Casino Games
    Tooltip The total number of casino games available
    1269
    Jackpot Slots
    Tooltip The number of jackpot slot games available
    42
    Developed by casino enthusiasts, Dunder brings all the essentials for the average casino visitor. The platform features a user-friendly interface and counts over 900 games in different categories.
  42. Part of International Gaming Group Betsson
    'Battle For Treasures' Daily & Monthly Slot Races
    Accepts Cryptocurrencies including Bitcoin
    Promo Code
    Tooltip The code required to claim a sign-up bonus (if any)
    not required
    Min Deposit
    15
    Bonus Wagering
    Tooltip The number of times you have to play through your bonus before you are able to withdraw any winnings
    40x
    Payout Time
    Tooltip The average withdrawal processing time
    1-2 Days
    Casino Games
    Tooltip The total number of casino games available
    3913
    Jackpot Slots
    Tooltip The number of jackpot slot games available
    45
    TonyBet is a dual platform that offers both a casino and sports betting. As it's operated by the Betsson Group, you can find thousands of titles in it's offer. Live casino section counts over 500 titles.
  43. Clean Design with a Focus on Games
    Barz Loyalty Program
    Four-Tiered VIP Program
    Promo Code
    Tooltip The code required to claim a sign-up bonus (if any)
    not required
    Min Deposit
    20
    Bonus Wagering
    Tooltip The number of times you have to play through your bonus before you are able to withdraw any winnings
    40x
    Payout Time
    Tooltip The average withdrawal processing time
    1-2 Working Days
    Casino Games
    Tooltip The total number of casino games available
    2733
    Jackpot Slots
    Tooltip The number of jackpot slot games available
    51
    Barz casino keeps things simple. Its design lets the game selection stand out. The platform is perfectly optimised for smaller screens and the 'Play a Random Game' feature keeps things interesting.