Updated: 8 Oct 2021

Pay by Mobile Casinos 2021

Available in United Kingdom
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Every online gambler deserves a safe and fair place to play. Our mission at Gambling.com is to create a safe online environment for players through free, impartial and independent reviews of the UK's best online gambling companies so that you can play with confidence and security. All ratings and reviews are made independently of the operator by our team of gaming experts and with every company being fully UK licensed they can be trusted to offer fair play. We accept compensation from the companies advertised on this page and this may affect the brand positioning. We endeavour to continuously update this list so we can bring you the most current sites and the best available offers but we cannot review every site in the market.

Casinos are fast evolving with the times, and in today’s world, most UK casinos are accessible on mobile, allowing for convenient gambling on the go. This progression has seen these sites gain massive popularity among British bettors, with mobile betting quickly becoming the number one way to gamble. It’s private, it’s convenient, and you can do it from anywhere in the country.

Naturally, mobile phone payments offer the most accessible way of managing funds when placing bets using a mobile device. Many casinos now offer direct deposits that you can pay using mobile phone credit or by adding the transactions to monthly phone bills. These sites are known as pay by phone casinos and are an excellent choice for anyone that values convenience, security, and online anonymity.

Yet, it can be challenging to know where to start with an abundance of leading casinos offering mobile gaming and phone bill deposit. This guide provides expert information on all there is to know about the best casino sites in the UK accepting mobile payments and why you should consider using such sites.

How We Review and Rate UK Pay by Mobile Casinos

Choosing a safe and reputable online casino is paramount when playing with real money online. All our top-rated pay by phone casinos have been ranked on multiple factors and against strict criteria to ensure you only play at top safe and legal sites going.

Our team of experts will firstly look at the site’s reputation within the online gambling market and its legality in the UK, which involves searching for proof of valid licensing and approval from the UK Gambling Commission (UKGC). We then delve into the unique features of the pay by phone casino, including the generosity of welcome bonuses, type of loyalty programmes, and ease of navigation.

Of course, you cannot forget the games selection and providers, so each review covers what you can expect to find in the casino’s games library. We also look at the Return to Player (RTP) ratios of games, customer support options, and other available payment methods alongside the options to pay with mobile credit or by phone bill.

Considering all the above, we then deliver a clear verdict on which sites are superior, so you know which to trust. Our top-scoring betting sites rank highly in all categories across the board, offering you the best online gambling experience imaginable. You’ll never be disappointed or risk playing at an unlicensed, or unreputable pay by phone casino again.

How Pay by Phone Bill Casino Sites Work

A pay by phone bill casino site is exactly as it sounds; an online casino that accepts deposits via mobile devices. The money is not taken directly from your bank account, but rather the deposited amount is added to your regular monthly phone bill.

They are loved for their convenience, security, and anonymity, as they provide a great alternative to traditional online casino payment methods. Moreover, they are beneficial when gambling solely from a mobile, as all you need to pay into your account and play your favourite games is in your hands.

Using this method to fund your account at a pay by phone casino site is simple. Log in to your chosen online casino and visit the cashier screen. After entering your deposit amount, simply select the “pay by phone” option when making your payment. Rather than paying immediately, any transactions you make will appear on the phone bill from your network provider at the end of the month.

Pay by phone casinos are not exclusively for people with mobile phone contracts. Although paying by phone bill is the more popular option, you can alternatively pay using phone credit from top-up Instead, money is instantly dedicated from your available phone balance if you have a pay-as-you-go SIM card. This level of flexibility means all players can benefit from this quick, convenient, and safe way to fund their account via mobile, without the need to input any personal information.

How to Pay at a Mobile Deposit Casino

UK gamblers have the chance to use convenient methods regardless of whether they have a fixed contract or a pay-as-you-go phone. To pay by phone at the best online mobile casinos, you can pay using phone credit or have the deposit amount deducted from your monthly phone bill. Let’s explore these options in a little more detail to help you decide which is right for you.

Pay by Phone Bill vs with Phone Credit

When using a pay by phone casino, adding the payments to your phone bill is the more popular choice as it offers uninterrupted gameplay. There is no limit to the amount you can deposit, and anything you spend will be added to your monthly bill, meaning you don’t need to have the funds available upfront and are never limited by your finances. It’s quick and convenient, letting you gamble to your heart’s content.

However, when you pay by phone bill, you are essentially gambling with credit. The non-requirement to pay upfront can make it harder to keep track of funds and manage a tight gambling budget, and for people to gamble sensibly within their means. Moreover, you must prove that you have paid off your mobile phone bill before you can withdraw any winnings. If opting for this method, bear this in mind and always gamble responsibly.

On the other hand, choosing to gamble with phone credit is available for pay-as-you-go phone SIMs. If using this method, you need to buy pre-paid phone credit upfront. Any money spent at the pay by phone credit casino is then immediately deducted from your available balance, making it easier to keep close tabs on how much you’re spending. You won’t have to wait for your monthly bill to be paid before accessing your winnings.

However, your gameplay is limited by the amount of phone credit you have on hand. If you spend all available phone credit, you will need to make a mobile phone top-up to continue playing games for real money. Therefore, pay by phone credit casinos are a less convenient option, especially for avid gamblers making frequent casino deposits.

Pay with Mobile Top-Up

Playing at a pay by mobile casino is not exclusively for those with mobile phone contracts, and anyone with a pay-as-you-go phone can deposit funds via mobile top-up. Phone credits will need to be paid upfront, and the value of your casino deposit will be deducted from this amount. For example, if a player made a £50 phone top-up and credited their pay by phone casino with a £40 deposit, they would have £10 remaining as phone credit.

Paying with a mobile top-up is the more responsible option, as it is easier to keep track of your gambling budget. Yet, an extra step to the payment process is essentially added unless you are prepared to make a more significant phone top-up initially. Your gameplay is interrupted as you will have to top up your mobile to make a deposit. Nonetheless, it’s ideal for those needing to set monthly limits on their spending.

Pay by SMS Text Message

You might see Pay by SMS, AKA pay by text message, as an option when making a deposit at an online casino and wonder what it means. It is the same concept as a pay by phone deposit – it simply goes by a different name. You should be aware that various online casinos refer to this form of mobile payment by many other names, including:

So if you see Pay by SMS Casino, remember that it is the same as Pay by Phone. Once you enter your number, you will receive a code via SMS. Enter it on the deposit page, and your account will be topped up. It is the same with a mobile casino: Pay by SMS allows you to top up your balance by adding the charge onto your next monthly phone bill.

Why Gamble Using Pay by Phone Methods?

Pay by phone casino sites in the UK are hugely popular among players who find the convenience of keeping everything on one device extremely useful. However, accessibility is far from the only advantage. Here is a list of some of the many reasons why you should consider playing at a pay by mobile casino and gamble with phone credit or by phone bill.

Payment Methods for Pay by Mobile Casinos

For most people who like to play at online casinos, paying by phone is a desirable banking method due to its security and speed. However, there are limits on the amount you can deposit, so high rollers might prefer to use an alternative method such as Neteller.

For example, Boku, Payforit, and Siru will allow you to make a maximum deposit of £30 per day. Mobile network providers do not like payments of more than £30 being added to phone bills. This limit also helps you gamble responsibly while preventing you from accidentally depositing £300 or £3,000 into your online casino account.

Most casinos will not charge you a fee for using pay by phone services, but you should always check the terms and conditions to be sure. You cannot make withdrawals using services like Boku and Payforit, so you need to choose an alternative method, such as a bank transfer.

Latest UK Pay by Phone Bill Online Casinos

New online casinos are launched regularly. We constantly watch the market, identify the new casinos, review them and present our findings to our readers. Most of these new casinos are safe, trustworthy sites that will treat you fairly and with respect. We highlight only reliable operators and help you avoid shady sites, allowing you to bet without fear.

Most new casino sites will allow you to use Pay by Phone as a deposit method. We sign up for an account with all the new Pay by Mobile casino sites, deposit money and play some of the slots and table games on offer.

Our experienced reviewers test the game variety, the RTP percentage, the ease of navigation, the slickness of the user interface, the quality of the welcome bonus and the helpfulness of the customer service team, among other criteria. We will only add a site to our list of the best new online casinos if it ticks all the boxes.

Bonuses at Mobile Credit Casinos

Most online casinos will offer you a generous welcome bonus when you sign up for a new account. Many operators are competing to win your business, and it helps them stand out from their rivals.

Some banking methods are excluded from welcome bonus deals. You are only supposed to receive the sign-up bonus once, and anonymous e-wallets like Skrill and Neteller have previously helped people exploit the system, so they are typically barred from these promotions.

However, that should not be a problem with Pay by Mobile. You do not have to provide bank details, but these payments are attached to a specific phone number, preventing you from abusing the system. The ability to enjoy a sign-up bonus is another advantage of making a Pay by Phone casino deposit. However, you should bear in mind that these deposits are typically capped at £30.

Many of the best online casinos offer a matched deposit welcome bonus of up to £50, £100 or even £300, meaning you receive a free bet equal to the amount of your initial deposit. If you want to enjoy a larger free bet, you should make your initial deposit via a debit card, credit card or bank transfer, and then you can switch to Pay by Mobile deposits afterwards.

BrandBonusOffer Free SpinsOffer Minimum DepositVisit Site
121% Welcome Bonus up to £300 0 10
18+. New players only. Min deposit £10. Bonus funds are 121% up to £300. Bonus funds + spin winnings are separate to cash funds and subject to 35x wagering requirement. Only bonus funds count towards wagering contribution. £5 bonus max bet. Bonus funds must be used within 30 days, spins within 10 days. Terms Apply. BeGambleAware.org
100% Welcome Bonus up to £200 + 25 Extra Spins 25 30
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Play Slots with Phone Credit on Mobile

Slots are the most popular and abundant game at UK online casinos, and you will find many slots pay by phone bill casinos are out there. These games offer immersive and exciting gameplay, exhilarating bonus features, and unique game symbols in every theme imaginable! The outcome of slots are solely down to luck; simply spin the reels and hope for a winning combination. Hit the jackpot, and you could win massive prizes!

Progressive jackpots are among the favourite slot titles for this very reason. They have jackpots that increase in value with each spin. Hit the reels right, and it could see you take home a life-changing sum of money.

When playing slots, you can pay by phone bill for easy and convenient gambling. Funds are credited immediately, and you’ll have access to the entire slots library on your mobile device. Moreover, many online slots sites offer exciting bonuses if you pay by phone bill, either in the form of free spins or bonus multipliers, giving you a quick way to have fun and simultaneously boost your bankroll.

BrandTotal SlotsMobile Slot ProvidersTotal Slot ProvidersVisit Site
1672 107 109
1421 100 112
1386 100 103

Paying by Phone Bill at Live Dealer Casinos

Live dealer games are an excellent option for players looking for a realistic casino experience on the go. The immersive format streams videos of casino dealers live to your mobile device, enabling you to play in real-time with other players. It is one of the most social forms of online gambling, allowing players to chat amongst one another and with the dealer as they place bets.

While the availability of these titles depends on the UK casino in question, nearly any table game you can find at land-based casinos will have a live dealer option. The most abundant is blackjack, with most mobile betting sites offering several live blackjack tables that cover multiple game variations and buy-ins. Other popular choices include baccarat and roulette.

Live dealer games offer the best of both worlds by providing a brick-and-mortar experience from the comfort and privacy of your own home. You can play live dealer games and pay using mobile phone credit when playing at a pay by phone live dealer casino. Playing from your mobile offers an easy way to deposit and manage your funds on the same device you place bets from. Its speed and ease make it a great choice, especially if playing on the go.

BrandLive Software ProvidersTotal Live GamesLive Roulette GamesLive Blackjack GamesVisit Site
1 71 20 44
2 19 4 2
2 74 20 18

Paying by Phone Bill at Sports Betting Sites

Using pay by phone casinos that offer online sportsbooks can get you more involved in sporting events. The best UK betting sites cover a range of sports markets, offering bets on everything from popular football or tennis to more niche events such as motorsports and MMA. Most will have exceptional UK coverage so that you can place bets on all your favourite local teams and international leagues.

The wagers offered are equally as varied; from straightforward win bets to high paying accumulators and specials, there are thousands of unique sports betting options each day. Many sports betting sites also have a live betting option, as odds update in real-time as the game unfolds, allowing for even more involvement. When playing from a mobile, all these bets and more are available at your fingertips.

You can play at sports betting sites and gamble with phone credit for even greater convenience. This payment method allows you to fund your account in seconds and place your bets on one device. You’ll never miss out on placing that winning wager again!

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Yes Yes Yes Place £10, Get £40 in Free Bets + £10 on Casino
£/€10 deposit using promo code "10FREE" - Minimum stake £/€10 at odds of 1/2 (1.5) - Free bets credited upon qualifying bet settlement and expire after 7 days - Free bet stakes not included in returns - Casino Bonus must be claimed within 7 days • To withdraw bonus/related wins, wager the bonus amount 40 times within 14 days • Casino Bonus expires after 60 days - Withdrawal restrictions, payment methods, country & full T&Cs apply
Yes Yes Yes Get up to £100 in Bet Credits!
Up to £100 in Bet Credits for new customers at bet365. Min deposit £5. Bet Credits available for use upon settlement of bets to value of qualifying deposit. Min odds, bet and payment method exclusions apply. Returns exclude Bet Credits stake. Time limits and T&Cs apply. 18+. Play Responsibly www.begambleaware.org.
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New customers. Max £10. 200% Odds Boost Token. Keep it fun - set your deposit limit. T&Cs apply. 18+. BeGambleAware.org

Best Pay by Phone Bill Casinos UK – Our Verdict

For anyone looking for a stress-free and straightforward way to play from a handheld device, a mobile deposit casino is worth a try. These sites offer all the same benefits as regular online casinos, including generous bonuses, excellent customer support, and a growing list of games from top providers.

On top of these perks, they also allow you to pay with phone credit or add to your next phone bill. Pay by phone casinos not only offer unrivalled convenience but also privacy, security, and anonymity online.

If you are interested in a pay by phone bill casino, sign up for one of our recommended sites today. You’ll have access to the best perks in the palm of your hand, plus the ability to fund your account safely within seconds. So, what are you waiting for?


UK Gambling CommissionBeGambleAware
Gaming Regulators European ForumInternational Association of Gaming Regulators
BGC - The Betting and Gaming CouncilBeGambleAware
National Casino ForumeCOGRA


All mobile devices accept pay by phone deposits, including iOS, Android, and Windows Phone devices. Your device must have a valid and active SIM card, so the casino knows who to charge the payment to. However, payment methods vary between online casinos, so check your chosen site is a pay by phone casino before registering.

Yes, pay by phone casinos are one of the safest options when gambling online. All payments are managed through your network provider, keeping your personal and financial information private and secure. We would advise you to play at one of the reputable and trusted mobile deposit casinos recommended on this page.

Yes, pay by mobile casinos are legal in the United Kingdom. The top pay by phone providers is PayForIt and Boku, both of which have licenses to operate in the UK market and further afield. These options are legal and can be trusted.

Yes, you can use a top-up SIM card to pay by phone if playing at a pay by phone credit casino. Simply credit your phone with the amount you wish to deposit and then choose the “pay by phone” option on the cashier screen. Once you have made a deposit, funds are immediately deducted from your pay-as-you-go phone credit balance.

Yes, you can pay by SMS at online casinos in the UK. When doing so, you will be sent a text message to your mobile phone that usually carries a unique code. This code will need to be entered into the cashier screen for the payment to be accepted, helping to ensure it is secure.



Hi, I'm Lee James Gwilliam

"With over 10 years as a poker player and 5 in the casino industry I’m here to share my experience and passion."

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Reviewer since February 2016