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Mobile casino gaming is on the up and that means you've now got more ways to play than ever before. Through a combination of improved technology, more portable casino sites and a general upswing in the mobile gaming industry (it should reach $108.9 billion by 2017 according to a Newzoo report), gaming on the go is the way forward in 2018. A natural consequence of having more ways to play is that you can access more mobile services, features and bonuses.
One recent benefit is that you now have more ways to pay. As any online casino player will know, payment processors are the lifeblood of the industry. Without having a way to move your funds from your bank to a site and back again, playing games and making bets would be pointless. Over the last decade, the number of desktop payment options has steadily increased. In contrast, the number of mobile deposit and withdrawal methods has remained fairly stagnant.
Fortunately, in the last couple of years, a new, hugely efficient system has come to the fore: pay-by-phone. Opening up mobile casino gaming to more players on more devices, this new payment system is not only easy to use, but highly secure. At this point you're probably wondering what exactly this system entails and why it's so impressive. Spend a few moments reading this guide to pay-by-phone casino deposits and you'll learn everything you need to know!
Finding the best pay-by-phone mobile casinos requires two things: a little bit of knowledge and the ability to take some advice. Throughout this guide you'll find all the information you need to understand the pay-by-phone process, who the leading merchants are and why it's safe. You should already know that you shouldn't choose a site that isn't backed by an official licensing body like the UK Gambling Commission.
You also know that SSL encryption should be in place and that every aspect of the site should be checked and verified (e.g. a site's games should be certified as fair by eCOGRA). Assuming all these pieces of the puzzle are in place, you can be confident that a mobile casino with pay-by-phone deposit options is worth using. Fortunately for those currently looking, we've sifted through our list of top casino sites and picked out the best ones that offer pay-by-phone-bill deposits.
As the name suggests, pay-by-phone casino deposits are deposits made using your phone. OK, but surely any time I make a mobile casino deposit using VISA or Skrill it's a "pay-by-phone" method? Yes, that's one way of looking at it. However, in this instance, pay-by-phone is a deposit method that uses your actual mobile phone bill and account to send money to your casino account, avoiding the use of personal banking info.
Through a combination of mobile casino technology, a few security protocols and an SMS service, certain casinos can charge your phone bill and use that money to add cash to your account. Why would I want to charge a casino deposit to my phone bill? Well, there are plenty of reasons. The first is that it's extremely safe.
The second is that it's efficient and the third, which is the most important, is that it's great if you don't have a credit or debit card to hand. Most online casinos these days want you to make a deposit using a credit or debit card. Failing that, you can use an eWallet like NETELLER, but even these can require the use of a card. In contrast, because the operator can apply a charge to your phone bill, it means you don't need anything other than your phone.
OK, so making a pay-by-phone casino deposit is a slick way to pay, but how do I do it? The first thing to note is that you don't need any special equipment. As long as you have a mobile phone and a casino account with an operator that offers the service, you can complete the following steps to get some cash online:
Once you've completed the above steps, the amount requested will be charged to your phone bill or taken from your pay-as-you-go credit. At this point, the credits will be available in your casino account to use as you wish.
The biggest reason for using pay-by-phone deposits is the level of security they provide. As you don't have to exchange any personal details or credit/debit card information at the point of sale, it's almost impossible for your financial accounts to be compromised. For example, when you visit a desktop site and key in your card details to make a purchase, there's a chance that a cyber criminal could steal this information.
Whether that means using a piece of malware on your computer to steal the data as you type it in or hacking into the merchant's database to get the info, there's always the possibility that your account is at risk. When you make a deposit using your mobile phone bill, all you need is your phone. As the merchant (in this case the casino) can apply a charge to your credit, no personal information has to be exchanged.
The major pay-by-phone-bill service providers all work with the leading mobile networks. As the service is designed to make deposits as accessible as possible to as many people as possible, the suppliers have software that can charge deposits to virtually every mobile network. Moreover, because of the way the system works, you don't have to have a mobile phone contract.
Pay-by-phone merchants can make charges to your pay-as-you-go account just as easily as charging your contract; the only difference is that the deposit amount will be instantly removed from your balance rather than charged at the end of a billing period. The most popular mobile networks for pay-by-phone deposits are:
Just as VISA and MasterCard provide payment processing for merchants wanting to accept credit/debit card payments, the pay-by-phone industry has its own service providers. Like VISA, MasterCard and even eWallet providers like PayPal and Skrill, these companies offer products that merchants can integrate into their own sites. This allows the top pay-by-phone service providers to partner with a number of high-profile sites, including those in the mobile casino industry. As of 2018, the leading players in the game are:
It used to be the case that a merchant like Boku would impose transaction fees of between 30% and 40% on the site using its services. As the merchants would use PSMS (Premium SMS) to bill the end user, it meant higher operating costs. Although some sites would bear the bulk of these charges, some would have to be picked up by the user.
Today, Boku and its peers use direct carrier billing, which means transaction fees are down to around 10%. As the transaction fees from merchants are now so low, mobile casino sites will typically absorb the cost. If you're on a mobile phone contract that has inclusive free SMS messages, you won't be charged for receiving the text.
In short, no. Pay-by-phone is a deposit only method and casinos can't add credit back. However, assuming you have another valid payment method linked to your account, you can still make a withdrawal using your phone. The only difference in this instance is that you'll have to select something like Visa or Skrill instead of pay-by-phone.
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