Best Acca Insurance Offers 2023

Available in United Kingdom

Acca insurance offers make betting on accumulators a lot more enjoyable. Below, you’ll find the betting sites with the best acca insurance promos, for when you ‘hit the post’ with your accumulator.

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  1. 1
    888 Sports
    Established 1997
    More Details
    Create your own Multiples with Bet Builder
    Live Streaming of all UK & Irish Racing
    Daily Price Enhancements & Specials
    Bonus Code
    The code required to claim this sign-up bonus (if any)
    not required
    Acca Insurance
    Refund or free bet when one selection in an accumulator lets the bet down
    Yes
    Live Streaming
    Is there live streaming of sporting events?
    Yes
    In-Play Betting
    The number of sports with in-play betting available
    16
    Cash Out
    Can you cash out of bets before an event has finished?
    Yes
    Bet Builder
    Can you create your own personalised bets?
    Yes
    888sport offer a wide range of sports betting markets, combined with regular enhanced specials, plus an exclusive 'Acca Club' (bet £20 on Multiples or Bet Builder to get a £5 free bet - every week).
  2. 2
    Coral Sports
    Established 2002
    More Details
    One of the UK's Biggest Bookmakers
    Football & Racing 'Super Series' Predictor Games
    'Beaten by a Length' Free Bets
    Bonus Code
    The code required to claim this sign-up bonus (if any)
    not required
    Acca Insurance
    Refund or free bet when one selection in an accumulator lets the bet down
    Yes
    Live Streaming
    Is there live streaming of sporting events?
    No
    In-Play Betting
    The number of sports with in-play betting available
    14
    Cash Out
    Can you cash out of bets before an event has finished?
    No
    Bet Builder
    Can you create your own personalised bets?
    No
    Coral has long established high street shops across the UK and with their industry-leading Coral Connect card you can deposit and withdraw money in shops, alongside a host of other benefits.
  3. Sponsors of the BoyleSports Irish Grand National
    £5 Free Acca for Every 5 Acca's Placed
    Free Bet if Second to the SP Favourite
    Bonus Code
    The code required to claim this sign-up bonus (if any)
    not required
    Acca Insurance
    Refund or free bet when one selection in an accumulator lets the bet down
    Yes
    Live Streaming
    Is there live streaming of sporting events?
    Yes
    In-Play Betting
    The number of sports with in-play betting available
    40
    Cash Out
    Can you cash out of bets before an event has finished?
    Yes
    Bet Builder
    Can you create your own personalised bets?
    Yes
    BoyleSports are an independent Irish bookmaker who are shirt sponsors of Coventry City FC and Birmingham City FC and an official betting partner to Newcastle United FC and Wolverhampton Wanderers FC.
  4. 'Sports Betting Operator of the Year' 2020 & 2022
    Official Betting Partner of Tottenham Hotspur FC
    Free to Play 'Free or 4' Predictor Game
    Bonus Code
    The code required to claim this sign-up bonus (if any)
    not required
    Acca Insurance
    Refund or free bet when one selection in an accumulator lets the bet down
    Yes
    Live Streaming
    Is there live streaming of sporting events?
    Yes
    In-Play Betting
    The number of sports with in-play betting available
    31
    Cash Out
    Can you cash out of bets before an event has finished?
    Yes
    Bet Builder
    Can you create your own personalised bets?
    Yes
    Named after its founder way back in 1934, William Hill is now one of the world's biggest bookmaker brands and operates over 1400 betting shops throughout the UK.
  5. 5
    Ladbrokes Sports
    Established 2000
    More Details
    Daily Odds Boost Tokens
    #GetAPrice - Create Your Own Bet
    Edit Accumulator Bets In-Running
    Bonus Code
    The code required to claim this sign-up bonus (if any)
    not required
    Acca Insurance
    Refund or free bet when one selection in an accumulator lets the bet down
    Yes
    Live Streaming
    Is there live streaming of sporting events?
    Yes
    In-Play Betting
    The number of sports with in-play betting available
    22
    Cash Out
    Can you cash out of bets before an event has finished?
    No
    Bet Builder
    Can you create your own personalised bets?
    Yes
    Ladbrokes is one of the world’s leading betting and gaming companies with a heritage dating back to 1886 and betting shops across the UK and Ireland. They were awarded 'Football Sportsbook of the Year' in 2021.
  6. Global Gaming Operator with 12 Million Customers
    Sponsors of 'Unibet Road to Cheltenham' Series
    Racing 'Uniboost' - 3 x Daily Odds Boosts
    Bonus Code
    The code required to claim this sign-up bonus (if any)
    not required
    Acca Insurance
    Refund or free bet when one selection in an accumulator lets the bet down
    Yes
    Live Streaming
    Is there live streaming of sporting events?
    Yes
    In-Play Betting
    The number of sports with in-play betting available
    32
    Cash Out
    Can you cash out of bets before an event has finished?
    Yes
    Bet Builder
    Can you create your own personalised bets?
    Yes
    Unibet have made a big splash in the UK with sponsorship of various teams and sporting events, including the Unibet Champion Hurdle at the Cheltenham Festival. Top National Hunt trainer Nicky Henderson and jockey Nico de Boinville are Unibet ambassadors and racing experts.
  7. 7
    Parimatch Sports
    Established 1994
    More Details
    Brand Ambassadors Mike Tyson & Conor McGregor
    'Run For Your Money' Horse Racing Insurance
    Unique & Easy to Navigate Sports Betting Lobby
    Bonus Code
    The code required to claim this sign-up bonus (if any)
    not required
    Acca Insurance
    Refund or free bet when one selection in an accumulator lets the bet down
    No
    Live Streaming
    Is there live streaming of sporting events?
    Yes
    In-Play Betting
    The number of sports with in-play betting available
    11
    Cash Out
    Can you cash out of bets before an event has finished?
    Yes
    Bet Builder
    Can you create your own personalised bets?
    No
    Parimatch is a global bookmaker first established in Kyiv, Ukraine and now fully licensed in the UK. They are official betting partner of various Premier League football clubs, including Chelsea, Newcastle United, Aston Villa, Everton and Leicester City.

What is Acca Insurance?

Acca insurance adds a layer of protection to your accumulator bet.

A bookie running this promo will refund your stake in the form of cash or free bets if one leg in your acca doesn’t come through.

Accumulators offer great returns on risky bets so many bookmakers sweeten their deals with this ‘safety net’ offer.

To benefit from acca insurance, you generally have to place an accumulator with at least four selections. You also need to make sure each leg meets the minimum odds requirements.

It's helpful to think of acca insurance as a consolation prize. Ideally, all your legs will win and you’ll make a tidy profit – but If one leg lets you down you’ll get your stake refunded so you can try again.

Our Top Acca Insurance Sites 2023

From Ladbrokes acca insurance to William Hill acca insurance, there are some great deals up for grabs with leading bookies and new betting sites.

Our experts have trawled through the industry’s top providers to find you the very best acca insurance offers out there.

How We Rank The Best Acca Insurance Offers

Before choosing an acca insurance offer, it’s a good idea to get up to speed on some of the nuances of the promotion.

We’ve come up with a few key points we look out for with this type of betting offer below.

Money Back as Cash or Free Bet

Bookmakers and betting apps offering acca insurance generally give qualifying punters their stake back in the form of cash or as a free bet.

For most, it’s better to get cashback so that you can withdraw the funds immediately. If the acca insurance comes in the form of free bets, you’ll need to wager this at least once before making a withdrawal.

There’s a fairly even split between bookmakers that offer acca insurance in cash and those that offer acca insurance in free bets.  

This information is pretty easy to find and we recommend doing some shopping around before you wager. 

Minimum Number of Selections and Odds

As the name suggests, acca insurance offers are tied to accumulator bets which means customers must include a certain number of selections to qualify.

Be aware there might be a minimum odds requirement when it comes to each of the picks in your acca.

Many top betting sites offer acca insurance in the form of a free bet if one leg of your acca lets you down.

Usually, the offer requires customers to include at least four selections in an accumulator to qualify.

BoyleSports' minimum odds per leg is 1/2 which makes it one of the most generous acca insurance offers around.

Maximum Refund

Before placing an accumulator bet, it's nice to know the maximum amount of money back you can claim back through Acca Insurance.

Bookies will cap the amount they’re prepared to refund in cash or free bets before you place your wager.

For example, the maximum refund for William Hill acca insurance is £20 in cash. That’s fairly standard across the bookmakers who run acca insurance promotions.

There’s generally no restriction on the number of times you can benefit.

Range of Markets

When you’re looking to take advantage of acca insurance, you don’t want to be restricted by having to choose a specific betting market.

While many customers like to place accumulators that feature sides to win or both teams to score, others might want to consider alternative betting angles.

Many of the top in-play betting sites offer acca insurance when betting on accumulators in-play.

Boylesports’ Acca Rewards promotion offers acca insurance on a huge range of sports and an even bigger variety of markets.

You can take full advantage as long as each leg is 1/5 or bigger.

Available Sports

While the majority of punters use acca insurance for football bets, the promotion is actually very popular across a broad range of sports.

Games like tennis, darts, snooker, cricket and American football all lend themselves really well to accumulators.

For acca insurance on more niche sports, check out William Hill’s Acca Freedom promotion.

It applies to every major sport except horse racing and greyhound racing. It also allows you to choose between boosting your accumulator odds or getting Acca Insurance when you make five selections.

Our Favourite Acca Insurance Offers

Acca Insurance offers are available from most leading bookmakers and below you’ll find a couple of our favourites.

William Hill Acca Insurance Offer

William Hill are one of the biggest bookmakers on the planet.

The company started off with physical betting shops in the UK and Ireland before launching an online operation that brings first-class sports betting to millions of customers across the world.

William Hill's Acca Freedom promotion gives you the choice between Acca Insurance or a boost on top of any potential winnings.

Boost or insure? The choice is completely down to you. If you choose to insure, you can claim up to £20 back as a free bet.

Advantages
Choose to insure or boost
Acca insurance available up to £20
Acca insurance on nearly every sport
Choose legs from odds of 1/5 (1.20) and upwards
Option to include pre-match and In-Play bets
Disadvantages
No acca insurance on horse or greyhound racing

BoyleSports Acca Insurance Offer

BoyleSports is one of the most influential online bookmakers to come out of Ireland. 

They have been in the business since 1982 and in that time have become the largest independent bookmaker in the country.

The company runs a strong online presence, alongside a large fleet of betting shops. They currently have over 270 shops throughout the UK and Ireland.

Acca Insurance from BoyleSports applies to accumulators consisting of 5 selections or more. It works in a similar way to William Hill's promotion - if one leg lets you down then you'll receive your stake back as a free bet (up to £20).

What we like about the Boylesports offer is that it works in tandem with the BoyleSports Acca Loyalty promotion. 

So, if you place 5 bets of £10 or more on accumulators that include 5 selections or more then you'll get a completely free £5 free bet credited to your account.

Advantages
Acca insurance available up to £20
Choose to insure or boost
Acca insurance on most sports
Bet five accas - get one free
Disadvantages
Slow app loading times

WATCH: What is a Football Accumulator?



As the above video explains, a football accumulator is generally a multiple bet that includes at least four selections. Customers can choose to fill their acca with as many picks as they want, although the acca bet becomes increasingly risky every time an additional selection is made and the majority of footy accas have between 4-8 different selections.

It's important to note that while many football accumulator bets include different teams to win their matches, there is also the chance to choose from other football betting markets.

It's pretty common to place an Over/Under 2.5 Goals football acca, while the Both Teams to Score betting market is another two-way option where you can choose between the "Yes" and "No" option for each game.

The odds for any football accumulator depend on the number of selections and the odds for each one. 

The prices of all selections are multiplied together and you then place a stake on this football accumulator, with most bookmakers showing you the potential return that can be enjoyed.

Acca Insurance Examples

Whether you are looking to benefit from William Hill Acca Insurance or Boylesports Acca Insurance, we’ve put together some examples of how this promotion works. 

Check out the various scenarios to get a deeper understanding of this offer.

Example 1: A Winning Accumulator

Let's say that we've done a £10 footy BTTS accumulator on the following games:

That means we need both teams to score in each game. All the games kick off and, hey presto, we get the outcome we want with all eight sides finding the net at least once.

That means that our £10 acca is a winner and we would get a brilliant £160 returned due to the fact that our four even money selections accumulate from our starting point of £10 staked. £10 on the first selection becomes a £20 return which goes on to the second selection. £40 goes on to selection three before an £80 bet on selection four.

Example 2: Acca Loses by One Leg

Now let's say we've placed a £10 football acca on the following teams:

If none, one or two of the above teams win, we lose our football acca. However, if three of the above teams win and the other one fails to win, then our Acca Insurance kicks in and we get our £10 back as a free bet which can be used for another sports bet.

It might surprise you how regularly Acca Insurance pays out and it means that you can always guard against one leg letting you down. Just remember to check the betting requirements with your selected bookmaker.

Example 3: Acca Loses by More than One Leg

We've decided to go BIG with our accumulator bet selections and have backed the following teams to win their games:

Unfortunately, half of them failed to win their matches and that means that we're not eligible for a full payout nor can we get Acca Insurance. 

Just remember that Accumulator Insurance will only generally apply if one selection lets you down. Accumulator betting, as a general rule, tends to be more difficult than straight-up bets. 

However, upon bet settlement you'll realise just how lucrative a football acca can be should you land one, but having Acca Insurance is a nice way to put your mind at ease in the meantime.

If you like football betting, then check out some of our top rated bookies in the table below.

How To Claim Your Acca Insurance Offer

Claiming acca insurance on your accumulator bets is straightforward.

Follow these simple steps to claim your offer today.

If the accumulator wins, then there’s no need to claim an acca insurance offer.

But if one leg lets you down and you’ve met the minimum number of selections and minimum odds rule, then you should receive your acca insurance.

How Betting Sites Calculate and Pay Out Refunds

When it comes to betting a winning accumulator, a bookmaker will calculate your returns by multiplying the odds of each selection along with your nominated stake. This will then be the return you should expect when your bet is finally settled by the bookie. The bookmaker will generally settle an accumulator bet as a winner or a loser when the final leg is decided.

Should your accumulator hit the post and lead you to be eligible for Acca Insurance, then you can expect the bookie to refund your bet within 24 - 48 hours. Sometimes this is an automated process and other bookmakers will need to go through all the bets manually to make sure that the refunds are all processed.

If your losing accumulator bet is having stake refunded, then you should expect to see your betting balance amended to reflect the Acca Insurance. If your refund is coming in the form of a free bet, then you should expect your free bet balance to be boosted with the stake that you used to place the accumulator. Check before placing your bet what the maximum refund is, as this could differ between each bookie.

Our Experts’ Top 5 Betting Tips For Accumulator Betting

In the ideal scenario, your accumulator bet will win and you won’t need acca insurance.

We’ve put together five accumulator strategy tips which should help to give you a better chance of winning when you place a multiple bet:

Choose the Right Markets

If you’re placing an accumulator with football betting markets, then you should consider three-way or two-way markets like  full-time result, both teams to score and over/under 2.5 goals.

Our general preference is for 'BTTS Yes' as there’s a chance that each leg can win right up to the end of the match.

Don’t Add Too Many Legs to Your Acca

While we all dream of winning big, the majority of successful accumulators feature a modest number of selections.

We would say the sweet spot is anywhere between four and six legs, with this giving you the chance of a handsome return without adding too much jeopardy for a bet which already has an outside chance of winning.

Do Your Research Before Betting an Acca

Whether you are looking to place a winning accumulator or a BTTS acca, the same principles always apply.

When it comes to accumulator betting, you should be confident that each selection can win and be able to back up why you are choosing each leg. For a BTTS game, you want to feel confident that several recent matches involving each team have had this outcome.

Don’t Expect a Favourites Acca to Always Win

Just because there are four teams trading at odds-on on the betting coupon doesn’t mean you should load them all up in an accumulator bet. The bookmakers want customers to blindly back the favourites in an acca and some of these selections might be artificially priced up short.

Keep a Record of Your Bets

You should always start off by staking small amounts and keeping a record of how each accumulator has performed.

How much profit or loss are you showing each month? How many of the bets qualified for acca insurance? It’s also good to understand the football leagues and markets where you are experiencing the most success.

Key T&Cs To Look For With Acca Insurance

Does the Acca Insurance Pay in Cash or Free Bets?

A bookmaker running an Acca Insurance promotion will either refund losing bets in cash or free bets.

It’s good to know whether you will be able to withdraw your money or whether the only option is to place another bet with that sportsbook.

How Many Selections Do I Need to Include?

Each Acca Insurance promotion will stipulate the number of selections that need to be included.

This is generally four or five although it might be restricted to particular sports and leagues within that sport. Also make sure it applies to eligible markets.

What is the Minimum Stake and Minimum Odds?

There might be a minimum stake for your accumulator in order to benefit from Acca Insurance.

You might also need each selection to be at minimum odds such as 1/2 or 1/5 and it’s always worth double checking before going ahead.

Are There Any Other Types of Accumulator Offers?

The good news is that there are lots of accumulator offers in addition to acca insurance.

It means that customers can not only qualify for refunds on their accumulator bets but also enjoy a boost added to their multiples along with landing free bets.

Enjoy Acca Freedom with William Hill

William Hill are one of the few bookmakers to give customers a choice between getting acca insurance or an acca boost.

Their Acca Freedom promotion means that you can assess your multiple bet and choose whether to get an increased potential return or instead have the safety net of money back if one leg lets you down.

Boost Your Acca With Betiton Sport

Many bookmakers provide a boost on your football accumulator depending on the number of selections in the bet. 

Betiton are an example of this, with this bookmaker prepared to add up to 77% extra on winning accas.

It starts with 4% extra being added to winning four-folds and you essentially get more depending on how many legs you include in the wager.

Join the 888sport Acca Club 

More and more bookies are rewarding customers that stake a certain amount of money on an acca bet each week.

The 888sport Acca Club is a classic example, with customers able to enjoy a free £5 bet when they stake at least £20 each week on multiples or bet builders.

Best Acca Insurance Betting Sites 2023 - Summary

You’ve now got all the information you need to fully benefit from acca insurance, but just in case you haven’t, you’ll find below a list of frequently asked questions.

FAQ


The clear and obvious benefit of acca insurance is the ability to get money back should one leg of your accumulator bet let you down. You are effectively insured against having a near-miss with your multiple bet and it means that you can get money back as cash or a free bet when you bet an acca with certain bookmaker websites.

Yes, most acca insurance promotions require customers to pick selections at minimum odds. These could be 1/5 (1.20) or bigger and generally cover the vast majority of picks. However, it might not work if you put together an accumulator with extremely short-priced selections as the bookies generally require customers to take on a small amount of risk before proceeding with their bets.

Acca insurance has become a more popular betting promotion in recent years and it caters for the millions of customers who enjoy an accumulator bet. The bookies know that they can encourage loyalty among punters by having an offer where customers get money back as cash or free bet in their account and they’ll keep coming back for more.

Virtually every acca insurance promotion will trigger a refund to their customer PROVIDING that only one leg of their accumulator bet has let them down and that they have selected teams above the minimum odds requirement. You will sometimes receive a notification from the bookie in question to let them know that you’ve received your ACCA insurance.

Yes, there is generally no restriction when it comes to the number of selections you can include in your acca. In fact, the bookies actively welcome customers putting together an accumulator bet with a large number of legs as there’s less chance of a punter winning with an enormous acca compared to one that has four or five selections included.

Acca insurance gets you your money back if one leg of your accumulator lets you down. You can get the money back either as cash or a free bet, with a bookmaker needing you to include a certain number of legs in your multiple at minimum odds.

Coral doesn’t currently have an acca insurance offer available, although there are a number of similar promotions available. This includes the Football Super Series and the Racing Super Series where you can win cash prizes for correctly predicting winners, while there is also a rewards grabber.

5+ Acca Insurance simply means that you need to place an accumulator with at least five betting selections in order to benefit from this promotion. The minimum number of picks for the offer is five although there’s nothing to stop you from including more picks.

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