Simon Sinclair is a sports journalist, who has written for national publications on football, cricket, NFL and other sports He contributes betting tips on a wide range of sports for The Independent.
Responsible Gambling, Football Betting, Boxing Beting, GAA Betting
Experience
Jamie is a sports writer and editor with extensive experience in the sports betting industry. His work has previously appeared in publications such as FourFourTwo, Boxing News, RTÉ, Sky Sports, The Irish Post, The Unibet Blog, Bleacher Report and a string of Irish national newspapers.
Acca insurance allows you to claim money back on losing accumulator bets. Below, you’ll find the betting sites with the best acca insurance promos in 2024.
Affiliate Disclosure:At Gambling.com, we want to ensure that players are matched with the right casino and sportsbook offers for them. For this reason, some of the recommended site links are affiliate links. This means that if you visit a website through our link and make a deposit, Gambling.com will receive a commission payment at no extra cost to you.At Gambling.com, we want to ensure that players are matched with the right casino and sportsbook offers for them. For this reason, some of the recommended site links are affiliate links.At Gambling.com, we want to ensure that players are matched with the right casino and sportsbook offers for them. For this reason, some of the recommended site links are affiliate links. This means that if you visit a website through our link and make a deposit, Gambling.com will receive a commission payment at no extra cost to you. All product reviews and recommendations are still impartial as our editorial standards are designed to be commercially independent and follow a professional methodology.MoreLess
#ad. 18+. Gamble Responsibly. Gambleaware.org. New customers only. Register with BETFRED50 First bet £10+ at Evens (2.0)+ on Sports within 7 days to get 3 x £10 in Sports Free Bets & 2 x £10 in Acca Free Bets within 10 hours of settlement. 7-day expiry. Eligibility & payment exclusions apply. Full T&Cs apply.
Daily 'Super Extra Places' on Racing
Odds Boosts on Next Goalscorer Bets
Sponsors all 5 Flat Horse Racing Classics
Bonus Code
The code required to claim this sign-up bonus (if any)
BETFRED50
Acca Insurance
Refund or free bet when one selection in an accumulator lets the bet down
Yes
Live Streaming
Is there live streaming of sporting events?
Yes
In-Play Betting
The number of sports with in-play betting available
7
Cash Out
Can you cash out of bets before an event has finished?
Yes
Bet Builder
Can you create your own personalised bets?
Yes
Known as the 'Bonus King', Betfred has more promos and bonuses than the majority of competitors. This is the first bookmaker ever to sponsor all five flat racing classics and also sponsors Super League Rugby and World Matchplay Darts.
#ad. 18+. Gamble Responsibly. Gambleaware.org. Qualifying bet of £10 at min. odds 2.0 within 5 days of registration, E/W excluded. Get 3x Free Bets at min odds 2.0 each. 1x£10 Football, 1x£10 Racing, 1x£10 Acca (Min 4 selections). 7-day expiry. New selected customers & 18+ only. Min. deposit of £10. Full T&Cs apply.
Promotion available on desktop and web only and is not offered via the kwiff apps.
Unique Surprise Bets
Acca Insurance For Football
Supercharged Cash Out Boost
Bonus Code
The code required to claim this sign-up bonus (if any)
not required
Acca Insurance
Refund or free bet when one selection in an accumulator lets the bet down
Yes
Live Streaming
Is there live streaming of sporting events?
Yes
In-Play Betting
The number of sports with in-play betting available
13
Cash Out
Can you cash out of bets before an event has finished?
Yes
Bet Builder
Can you create your own personalised bets?
Yes
When looking for something a little bit different to the norm, our experts found that Kwiff was a great option to explore. With surprise bets, supercharged odds and randomly boosted cash outs, this quirky bookmaker has plenty to offer.
#ad. 18+. Gamble Responsibly. Gambleaware.org. Play Safe. From 00:01 on 17.10.2022. 3x £10 free bets. Free bets expire after 30 days. New customers signing up through mobile or tablet device only. Minimum £10 stake on odds of 1/2 (1.5) or greater on sportsbook (excluding Virtual markets). Further terms apply. #ad
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Full Terms Apply
#YourOdds Price Finder
Win 25% More on Football Bet Builders
Free 'Stat Attack' Predictor Game
Bonus Code
The code required to claim this sign-up bonus (if any)
not required
Acca Insurance
Refund or free bet when one selection in an accumulator lets the bet down
Yes
Live Streaming
Is there live streaming of sporting events?
Yes
In-Play Betting
The number of sports with in-play betting available
31
Cash Out
Can you cash out of bets before an event has finished?
Yes
Bet Builder
Can you create your own personalised bets?
Yes
William Hill is one of the most well-known names in British betting and continues to attract new customers with innovative offers. You'll struggle to find a better horse racing betting operator and their football betting options are also top-notch.
#ad. 18+. Gamble Responsibly. Gambleaware.org. 18+. New customers. Max £10 (exc. PayPal). 100% Odds Boost Token. Keep it fun - set your deposit limit. Full T&Cs apply.
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Full Terms Apply
Free Scratch & Win Game
2nd to SP Favourite Cashback
Football Odds Boosts
Bonus Code
The code required to claim this sign-up bonus (if any)
not required
Acca Insurance
Refund or free bet when one selection in an accumulator lets the bet down
Yes
Live Streaming
Is there live streaming of sporting events?
Yes
In-Play Betting
The number of sports with in-play betting available
23
Cash Out
Can you cash out of bets before an event has finished?
Yes
Bet Builder
Can you create your own personalised bets?
Yes
Grosvenor Sport is the betting arm of Grosvenor Casinos - the UK's largest casino operator with over 50 land-based casinos. The sports betting site has lots of money-back specials to choose from and a unique welcome offer.
The code required to claim this sign-up bonus (if any)
not required
Acca Insurance
Refund or free bet when one selection in an accumulator lets the bet down
No
Live Streaming
Is there live streaming of sporting events?
Yes
In-Play Betting
The number of sports with in-play betting available
26
Cash Out
Can you cash out of bets before an event has finished?
Yes
Bet Builder
Can you create your own personalised bets?
Yes
Described as a luxury bookmaker, Star Sports is very focused on customer experience. The golf promo, called 'This Round's On Us', gives you cash back if your player leads at the end of a round but fails to win the tournament.
#ad. 18+. Gamble Responsibly. Gambleaware.org. New UK+IRE Customers only. Certain deposit methods & bet types excl. Min first £5 bet within 14 days of account reg at min odds 1/2 to get 5x £5 free bets. Free bets available to use on selected sportsbook markets only. Free bets valid for 7 days, stake not returned. Restrictions.
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Full Terms Apply
Insure & Boost Accas
£100k Guaranteed Placepot
Exclusive Fanzone Offers
Bonus Code
The code required to claim this sign-up bonus (if any)
not required
Acca Insurance
Refund or free bet when one selection in an accumulator lets the bet down
Yes
Live Streaming
Is there live streaming of sporting events?
Yes
In-Play Betting
The number of sports with in-play betting available
22
Cash Out
Can you cash out of bets before an event has finished?
Yes
Bet Builder
Can you create your own personalised bets?
Yes
You might recognise Ladbrokes from the high street as one of Britain's major bookmakers. The 'Fanzone' offer here really stands out, with perks made available to punters betting on matches involving their favourite football team.
#ad. 18+. Gamble Responsibly. Gambleaware.org. New UK customers (Excluding NI) only. Mobile exclusive. Min deposit £10. Min stake £10. Min odds Evs. Free bet applied on 1st settlement of any qualifying bet. 30 days to qualify. Free bets expire in 7 days. Cashedout/Free Bets won't apply. Account & Payment method restrictions apply. 1 Free Bet per customer, household & IP address. T&C's apply.
Multiple Money-Back Offers
25% Boost on Bet Builder Winnings
Irish Grand National Sponsors
Bonus Code
The code required to claim this sign-up bonus (if any)
not required
Acca Insurance
Refund or free bet when one selection in an accumulator lets the bet down
Yes
Live Streaming
Is there live streaming of sporting events?
Yes
In-Play Betting
The number of sports with in-play betting available
40
Cash Out
Can you cash out of bets before an event has finished?
Yes
Bet Builder
Can you create your own personalised bets?
Yes
BoyleSports is an independent Irish bookmaker that is now one of the biggest names in UK betting. With live streams of multiple sports and a big focus on horse and greyhound racing, this is one of the best online bookies around.
#ad. 18+. Gamble Responsibly. Gambleaware.org. New customers only. This offer is valid for 7 days from your new account being registered. Min Deposit: £10. Free Bet awarded: £10. 1 x £10 must be wagered at odds of 1.75+ to unlock Free Bet. Debit Card deposits only (exclusions apply). Free bet will expire 7 days after the 1st deposit. 18+. GambleAware.org. Bet The Responsible Way. Full Terms apply.
Free '4 to Score' Football Prediction Game
Daily Odds Super Boosts
Esports Free Bet Club
Bonus Code
The code required to claim this sign-up bonus (if any)
not required
Acca Insurance
Refund or free bet when one selection in an accumulator lets the bet down
Yes
Live Streaming
Is there live streaming of sporting events?
Yes
In-Play Betting
The number of sports with in-play betting available
29
Cash Out
Can you cash out of bets before an event has finished?
Yes
Bet Builder
Can you create your own personalised bets?
Yes
Betway sponsors major football teams like West Ham, so it's no surprise that this bookie ranks among the best football bookmakers. Regular free bet rewards and horse racing offers are also worth taking advantage of here.
#ad. 18+. Gamble Responsibly. Gambleaware.org. 18+. BeGambleAware.org. New GB customers only. Min £10 debit card deposit. Place a £10+ bet on sportsbook at min odds 1/1 (2.0) each leg. Receive 2 x £10 free bets within 24 hours of bet settlement, and further 2 x £10 casino bonus the next day. T&C’s apply.
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Full Terms Apply
Great Live Streaming Option
Second-Chance Bet Builder Offer
Cheltenham Champion Hurdle Sponsor
Bonus Code
The code required to claim this sign-up bonus (if any)
not required
Acca Insurance
Refund or free bet when one selection in an accumulator lets the bet down
No
Live Streaming
Is there live streaming of sporting events?
Yes
In-Play Betting
The number of sports with in-play betting available
32
Cash Out
Can you cash out of bets before an event has finished?
Yes
Bet Builder
Can you create your own personalised bets?
Yes
Unibet will be familiar to many sports fans thanks to a raft of high-profile sponsorships. This is one of the most reliable bookies for regular odds boosts, while you can stream football, tennis and all the big US sports here.
A lot of accumulator bets seem to 'hit the post' - with one selection often letting you down. Everyone knows the feeling of seeing their acca sunk by a late goal or even ruined by one team having an absolute mare.
Acca insurance bonuses are popular because they give you a safety net in this scenario. With acca insurance, the bookmaker typically refunds your losing stake in cash or as a free bet if one leg of your accumulator lets you down.
Acca insurance softens the blow of losing your wager and gives you the chance to go again without losing your stake.
For example, let’s say you put together a £10 accumulator on your favourite football betting site featuring the following five teams to win:
Manchester City
Brighton
Preston
Gillingham
Tranmere
In the above example, let's say the first four selections win their games, but the final pick - Tranmere - loses.
Although you miss out on a big win, acca insurance is triggered because just one selection has let you down. The bookmaker will now refund your losing £10 stake as a free bet.
How Does Acca Insurance Work?
As with all acca offers and other promotions, there are certain terms that you need to be aware to qualify for acca insurance. Here are some standard terms that may apply, although be sure to check your chosen bookie before placing your acca bet.
Selections - All bookies have a minimum requirement for number of legs placed in an acca to qualify for acca insurance. All betting sites have different regulations regarding minimum selections. The fewest you will likely see will be three legs, although it can be as high as five. Different sports also have discrepancies as horse racing betting sites may require a higher threshold of legs to qualify for acca insurance.
Odds - To qualify for acca insurance you will also need to ensure that you meet the bookies' requirement for minimum odds. The stipulation could be either the entire value of the acca or for each individual leg. Most bookies require each selection to be worth at least 1/2, although it varies depending on the sport.
Markets -Not all markets are eligible for acca insurance. Be sure to check that the market you're using qualifies for acca insurance before confirming your bet. This is important for football punts due to the wide range of markets that are available online.
Top UK Acca Insurance Offers Reviewed
We've run through the terms and conditions of some of the best acca insurance offers available to punters in 2024, including the latest deals from new betting sites.
#ad. 18+. Gamble Responsibly. Gambleaware.org. Qualifying bet of £10 at min. odds 2.0 within 5 days of registration, E/W excluded. Get 3x Free Bets at min odds 2.0 each. 1x£10 Football, 1x£10 Racing, 1x£10 Acca (Min 4 selections). 7-day expiry. New selected customers & 18+ only. Min. deposit of £10. Full T&Cs apply.
Promotion available on desktop and web only and is not offered via the kwiff apps.
The Kwiff promotion 'Football Acca Shield' offers refunds up to £20 if a bettor's football acca fails by one selection.
The accumulator must include at least four selections.
You must stake £5 or more to qualify for insurance.
Select any football betting market with selections priced at 1/2 or higher.
Overall acca odds must be 4/1 or higher.
Offer applies to the first football acca placed in a given week, with free bets credited by 6pm on Monday night of the following week.
#ad. 18+. Gamble Responsibly. Gambleaware.org. New UK customers (Excluding NI) only. Mobile exclusive. Min deposit £10. Min stake £10. Min odds Evs. Free bet applied on 1st settlement of any qualifying bet. 30 days to qualify. Free bets expire in 7 days. Cashedout/Free Bets won't apply. Account & Payment method restrictions apply. 1 Free Bet per customer, household & IP address. T&C's apply.
The 'Acca Rewards' deal at BoyleSports allows you to choose between boosting or insuring your acca.
To trigger the acca insurance bonus, your accumulator must include more than three selections.
Each leg must have minimum odds of 1/5.
If one leg lets you down, you get your stake refunded as a free bet up to £20.
Free bets will be credited to your account within 15 minutes of your accumulator bet being settled. You then have seven days to stake your free bet before it expires.
#ad. 18+. Gamble Responsibly. Gambleaware.org. New customers only. Register with BETFRED50 First bet £10+ at Evens (2.0)+ on Sports within 7 days to get 3 x £10 in Sports Free Bets & 2 x £10 in Acca Free Bets within 10 hours of settlement. 7-day expiry. Eligibility & payment exclusions apply. Full T&Cs apply.
Betfred has one of the best acca insurance offers we've tried. The 'Acca Flex' promotion gives you insurance when you're let down by one leg and a cash bonus when you win.
Place a pre-match football accumulator with five or more legs.
Each selection must be priced at 1/2 or higher.
If your acca wins, you'll get a cash bonus of up to 50% added to your winnings.
The acca insurance part of the offer means that if your bet loses by just one selection, you'll get your stake back as cash up to £10.
Qualifying bets apply to the following markets: Match Result, Both Teams to Score, Match Result & Both Teams to Score, Half-Time/Full-Time, Total Goals Over/Under, Match Result & Total Goals Over/Under, Correct Score, Double Chance and 1st Half Over/Under.
Betfred Pros and Cons
Pros
High percentage boost for successful bets
Wide range of football markets available
Cons
Requires higher amount of selections than others
How We Rank Acca Insurance Offers
Before choosing an acca insurance offer, it’s a good idea to get up to speed on some of the nuances of the promotion. Below you'll find some of the key factors we take into account when comparing offers for acca insurance.
Minimum Selections
To unlock acca insurance, there needs to be a minimum number of selections in the bet. The fewer selections needed to qualify for this offer, the better in our eyes.
Minimum Odds
Each selection in your accumulator will usually need to have minimum odds to qualify for acca insurance. The same applies to the overall price of the acca. We look for acca insurance offers that aren't too restrictive with their minimum odds requirements.
Range of Sports
Some acca insurance offers will only apply to football, while others might cover a broader range of sports. Some darts, snooker and tennis betting sites offer acca insurance deals.
Refund Value/Type
Betting apps with acca insurance refund your losing stake as cash or as a free bet. We favour bookies that give you the refund in cash, but a free bet tends to be more commonplace.
Reliable
We only consider reliable bookies that ensure customers receive regular acca insurance offers, and deals that are not just a one-off.
Markets
We don't want to be restricted to certain markets when using accas, so bookies that offer acca insurance across multiple markets - such as both team to score for example - get our seal of approval.
Innovation
We're always on the lookout for the latest features that take acca betting to the next level, especially when it comes to unique acca insurance offers.
Best Betting Sites For Accumulators
There's plenty of choice available online for punters who favour accumulator bets. Here's a selection of the best sites for accumulator betting in general:
Ladbrokes
Ladbrokes allows you to boost, edit, track or insure your acca.
Click the boost option on your betting slip to enable supercharged odds or hit the track option to take control of your acca in-play and cash out if necessary.
The acca insurance option allows you to claim up to £10 on your first acca of the day if one leg lets you down. This deal applies to accas with at least five selections. Each leg must be priced at 1/10+ and the combined odds must be 3/1 or bigger.
#ad. 18+. Gamble Responsibly. Gambleaware.org. New UK+IRE Customers only. Certain deposit methods & bet types excl. Min first £5 bet within 14 days of account reg at min odds 1/2 to get 5x £5 free bets. Free bets available to use on selected sportsbook markets only. Free bets valid for 7 days, stake not returned. Restrictions.
Unibet
Unibet customers can claim up to three acca boosts every day. The offer rewards bold punters: the bigger the odds - the bigger your boost.
You can earn between 10% and 40% extra on a maximum stake of £20, depending on the number of selections in your acca.
#ad. 18+. Gamble Responsibly. Gambleaware.org. 18+. BeGambleAware.org. New GB customers only. Min £10 debit card deposit. Place a £10+ bet at Evens (2.0)+ on Sports within 7 days. Opt in for £20 in free bets and £20 Casino Bonus. Valid for 7 days. Geographical restrictions and T&C’s apply.
bet365
Bet365 has acca profit boosts on football and tennis markets.
The football acca boost gives you the chance to claim up to 70% extra profits, starting with an extra 2.5% for winning doubles and increasing from there as you add more legs.
With tennis accumulators, bet365 provides a 5% boost when it comes to winning doubles, right up to 70% for anyone who is lucky enough to back a winning 14-fold or bigger.
#ad. 18+. Gamble Responsibly. Gambleaware.org. New Customers only. Bet £10* & Get £30* in Free Bets. Sign up, deposit between £5* and £10* to your account and bet365 will give you three times that value in Free Bets when you place qualifying bets to the same value and they are settled. Free Bets are paid as Bet Credits. Min odds/bet and payment method exclusions apply. Returns exclude Bet Credits stake. Registration Required. T&Cs, time limits & exclusions apply.
Bzeebet
Bzeebet are one of the new bookies on the block, but come to play with acca bonuses. Bzeebet's standout acca offer comes with its combo boost that is available for a range of sports beyond football and horse racing.
By placing an acca of four selections or five in the case of horse racing with odds of at least 1/2 or greater, you can receive a profit boost worth up to 77%, one of the highest boosts available on the market.
#ad. 18+. Gamble Responsibly. Gambleaware.org. New Customers Only. Max one £20 Free Bet. Qualifying bets at Odds of 1/1(2.00) or greater. Paid as Bonus Token with Min 4/5(180) Odds Req. Skrill, Neteller & Paypal not eligible. T&Cs Apply
QuinnBet
QuinnBet are also a newcomer on the market, but they certainly catch the eye with their acca offers.
Users can receive free bets for winning accas of two selections or more with odds worth 3/10 per selection through the boost promotion.
For example, a successful fourfold £10 wager that yields a £100 profit would net a £10 free bet. QuinnBet is always making intriguing acca offers, making them one of the best new betting sites in the UK.
#ad. 18+. Gamble Responsibly. Gambleaware.org. Deposit and bet on any sportsbook markets of your choice at odds of evens (2.00) or greater. Get 50% back of your first days losses as a Free Bet up to £50 plus 50 Extra Spins. Min. 3 bets required. If your account is up, you’ll receive a £5 Free Bet regardless plus 10 Extra Spins. Use coupon code "5050" at registration. T&Cs apply | 18+ New UK Customers Only | GambleAware.org | Gamble Responsibly.
Other Accumulator Bonuses
Along with acca insurance, there are many acca offers available for customers that sign up for the best UK betting sites. Below, we've outlined some of the best new features to emerge in acca betting in recent years.
Bookies can boost the odds of your accas up to 100% depending on the betting site for successful bets on a wide range of sports. The more legs you place the higher your percentage boost.
Early payouts are widely available for acca betting and are extremely useful for bettors. The most notable is the two-goal payout on football that marks a successful bet after your team takes a two-goal lead, allowing you to tick one team off the list. Other sports have variations on this bonus for betting on rugby, cricket, basketball and others.
One of the best acca offers out there are loyalty bonuses that reward users for placing regular accas. The most common offer on the market is a £5 free bet after placing five accas worth £5 or more during a week.
The chance to edit your bet is one of the newer features available for acca betting. It gives you the chance to remove a team from you acca if you feel their prospects of winning are not looking bright. This does alter your odds and subsequently your payout.
Acca Insurance - The Final Word
By now you should have all the insight and information you need to take advantage of the best acca insurance promotions.
Don't forget to read through the terms and conditions of each acca insurance deal before placing any bets - and best of luck with your accas!
FAQ
What is acca insurance?
Acca insurance is a form of insurance for accumulator bets. If just one selection of your accumulator fails, acca insurance returns your stake, usually as a free bet. This reduces the risk involved in placing accumulator bets, where multiple outcomes must be predicted correctly to win.
Which bookies do acca insurance?
Lots of top bookies offer acca insurance. Some of the best acca insurance offers come from kwiff, Boylesports and Betfred. This page highlights all the best acca insurance offers available to punters.
What is 5 plus acca insurance?
5 plus acca insurance requires you to have a minimum of five selections in your accumulator in order to qualify for insurance. Each selection must meet minimum odds requirements and the overall acca odds also usually needs to meet a minimum odds requirement.
Do you get acca insurance if you use bonus funds?
If you are placing an accumulator with bonus funds, you generally won’t be able to benefit from acca insurance. Most bookmakers will stipulate that you need to place a real-money bet in order to qualify for insurance on your wager.
Do you get acca insurance on a free bet?
Normally you won’t get acca insurance if you use a free bet to wager on an accumulator. With that said, you can still use a free bet to place an accumulator -
but you just won't qualify for any additional promotions.