Rollcard Debit Card Goes Live for US Bettors: Up to $1M in Daily Spend & 2x Cashback for New Users
Rollcard, a VISA-branded debit card built specifically for regulated US gaming transactions, is now live and accepting applications nationwide. The card is designed to solve a common pain point for high-volume bettors: declines, holds, and account flags from traditional banks that were never built to handle repeated, high-dollar gaming transactions.
Right now, Gambling.com members can apply and earn double cashback for their first 30 days. Learn more about this one-of-a-kind debit card, and get approved.
A Debit Card Built for Betting: How Rollcard Works
Unlike a standard consumer debit card, Rollcard connects to a dedicated deposit account held at Cross River Bank, Member FDIC, insured up to $250,000 per depositor.
The card itself is restricted to point-of-sale transactions at licensed US sportsbooks, casinos, racebooks, daily fantasy platforms, and prediction markets, a narrower scope than a general-purpose debit card, but one that allows Rollcard to support significantly higher spending limits for the bettors it serves.
- Cardholders can spend up to $1,000,000 per business day across combined point-of-sale, ATM, and over-the-counter transactions
- $250,000 cap on any single transaction
- ACH withdrawals to a linked bank account are capped at $250,000 per business day
- ATM cash withdrawals to a linked bank account are capped at $2,000 per business day when using the physical card
- Funding is available exclusively via ACH transfers linked through Plaid. No cash, checks, wires, or mobile check deposits are accepted.
- Standard deposits generally credit within 1 to 3 business days, though same-day processing may be available depending on submission time and transfer size.
Rollcard Debit Card Sign-Up Offer: New Users Get Double Cashback
Rollcard is launching a cashback program with five spending tiers, ranging from 0.30% at the Standard tier (qualifying monthly spend of $500 to $2,500) to 0.55% at the Platinum tier (qualifying monthly spend above $100,000). Cashback is credited automatically to the card balance at the end of each calendar month, with a $500 minimum in qualifying spend required to earn anything and a standard $1,000 monthly cap.
New cardholders get a limited-time boost: cashback runs at double the standard tier rate for the first 30 days after signup, capped at $2,000, before the account transitions to its regular monthly cycle.
Who is eligible?
Applicants must be at least 21 years old, a US citizen or resident alien with a valid Social Security number, and provide a US residential address.
Qualifying spend
Qualifying spend includes purchases at sportsbooks, DFS sites, online casinos, racebooks, and prediction markets; ATM withdrawals, cash advances, account fees, and reversed/disputed transactions don't count toward the total.
Where is it available?
The card is available to residents of all 50 states and Washington, D.C., though bettors should confirm that sports betting or casino gaming is legal in their own state before applying.
Why You Can Trust Rollcard
The Rollcard debit card is issued by Cross River Bank pursuant to a license from Visa U.S.A. Inc. Cardholders get two layers of fraud protection: Regulation E covers electronic transfers, and VISA Zero Liability covers unauthorized card charges, as long as they're reported within 60 days of the statement showing the charge.
Why We Like It
A few things stand out about how Rollcard is built differently from other gambling debit cards:
Higher Limits with Cashback Rewards
Deposits up to $1M per business day and withdrawals up to $250k with tiered cashback up to 0.55%
Dedicated Account
Keep betting off primary bank statements and out of situations where finances are scrutinized, such as mortgage or loan applications
24/7 Access
Always on at casinos, sportsbooks, and ATMs nationwide, with same-day Plaid bank linking that takes seconds
Fraud Protections
Backed with VISA Zero Liability and Reg E coverage, giving cardholders recourse against unauthorized charges and account errors
Responsible Gambling Controls
Set spending limits; requests to raise them are subject to mandatory 24-hour waiting period. Pause for up to 30 days without closing account
FDIC Backing
Deposits are held at Cross River Bank, Member FDIC, insured up to $250,000
Gambling involves risk. Please play responsibly. For support, visit the National Council on Problem Gambling at ncpgambling.org.
FAQs
Is Rollcard a credit card?
No. Rollcard is a VISA-branded debit card connected to a dedicated deposit account held at Cross River Bank, Member FDIC, insured up to $250,000 per depositor. There is no credit line, no borrowing, and no cash advance feature. You can only spend funds you've already deposited via ACH, keeping your bankroll separate and predictable.
Is Rollcard legit?
Yes. Rollcard is built and operated by Rollcard LLC, a subsidiary of Grandstand Limited (Nasdaq: GRSD), Gambling.com's parent company. Deposits are held at Cross River Bank, Member FDIC, insured up to $250,000 per depositor, and the debit card is issued by Cross River Bank under a Visa U.S.A. license.
Where can I use the Rollcard debit card?
The debit card works for point-of-sale purchases at licensed US casinos, sportsbooks, racebooks, daily fantasy platforms, and prediction markets, and for cash withdrawals at ATMs using the physical card. Specifically, it's restricted to merchants coded under gambling, casino, lottery, racing, daily fantasy, and a few related categories. It will not work as a general-purpose debit card.
How does Rollcard cashback work?
Rollcard pays cashback on qualifying spend across five tiers, from 0.30% up to 0.55%, based on your calendar-month spend total. New accounts also get a one-time 2x welcome window for the first 30 days, capped at $2,000. Cashback is not guaranteed, not interest-bearing, and not FDIC insured until credited.
Can I deposit cash or a check into Rollcard?
No. Funding is done exclusively through ACH transfers, with bank account linking handled securely through Plaid, and standard ACH deposits are generally credited to your Rollcard account within 1 to 3 business days. Paper checks, wire transfers, cash deposits, and mobile check deposits are not accepted funding methods.
What happens if my Rollcard is lost or stolen?
Freeze your card in the app or on the website, then contact Cardholder Support at support@rollcard.com or 1-800-207-4109. Reporting within 2 business days caps your liability at $50; after that, it can rise to $500. Fraudulent signature-based transactions are covered under VISA Zero Liability if reported within 60 days.
What happens to my cashback if I close my account?
Cashback only becomes yours once it's credited to your card balance at month's end; any uncredited cashback that would otherwise track toward that month's payout is forfeited if you close your account before the credit posts. Once cashback has been credited, it's part of your account balance and can be withdrawn like any other funds.
Does Rollcard charge a monthly fee?
No. There's no monthly account maintenance fee, and standard ACH deposits and withdrawals are free. Fees may apply to specific services, such as expedited card shipping or ATM use, but these are disclosed upfront; see the Deposit Account Agreement for the full fee schedule.
Legal Disclaimers
- Rollcard deposits held at Cross River Bank, Member FDIC, are insured up to $250,000. Rollcard LLC is not an FDIC-insured bank. Deposit insurance covers the failure of an insured bank. Rollcard, LLC is a service provider that performs certain services related to deposit accounts and debit cards for Cross River Bank. Account limits, fees, and other applicable terms are described in our Deposit Account Agreement. The Rollcard Visa® Debit Card is issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Rollcard card program is managed by Rollcard LLC, a subsidiary of Grandstand Limited.
- Cashback is earned on qualifying spend at licensed US sportsbooks, DFS platforms, and legalized online casinos; minimum $500 per calendar month, capped at $1,000 monthly. Rates and tier thresholds are subject to change; see our Cashback page for current terms. New members earn double their tier rate for the first 30 days from enrollment, capped at $2,000. Credited automatically to the card balance at the month's end. Forfeited on reversed, refunded, or disputed transactions; card cycling and non-bona fide spend prohibited.
- Customers may have no liability for unauthorized electronic fund transfers, including signature-based and PIN-based debit card transactions, subject to the Regulation E dispute resolution process. Liability protection is conditional on prompt reporting and the outcome of the applicable dispute investigation. To report suspected unauthorized activity, contact Rollcard Cardholder Support at support@rollcard.com or 1-800-207-4109. See our Deposit Account Agreement for complete details.
