Top 5 Scratch Cards with the Highest Return to Player

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Top 5 Scratch Cards with the Highest Return to Player

Are you interested in online scratch cards but not sure how they work online, what type of payouts apply, if you can get a bonus to kick off with or basically if it’s all worth the investment? At our team of experts across the casino industry can fill you in about the scratch card explosion across online casinos and point you in the right direction to start scratching, at least in the virtual sense!

This list outlines the top 5 scratch cards with the highest RTP so you can ensure you are getting value for your money. RTP stands for ‘Return To Player’ and is a term used in the gambling world by top casino sites to reflect the percentage of wagered money that will be won back by players. This value is an average that will play out over time.

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Top 5 Scratch Cards with the Highest Return to Player

5. Merlin’s Millions – 95.17%

Boasting an extremely high RTP for an online scratch game, Merlin’s Millions is a popular choice for this type of casino genre. On top of the RTP of 95.17%, Merlin’s Millions scratch cards provides bettors with the chance to win an additional bonus prize on each card they play. The game jackpot stands at a whopping £250,000 which is a serious draw for those looking to strike it super lucky.

Merlin’s Millions is perfect for all bettors regardless of their budgets. With this scratch game, players can opt to bet as little as 20c with a maximum betting amount of 200.

As the name suggests, this online scratch cards sticks to a strong medieval theme that revolves around King Arthur and his trusty sidekick, Merlin the Wizard. The game is easy and fun to play, with an appealing aesthetic design. Simply scratch nine panels and if three symbols match, you win! Why not check out one of our safe and secure recommended partners to try this scratch card and see if it stands up to the praise.

4. Pig Wizard – 95.82%


With an RTP of 95.82% and an amusing theme, Pig Wizard will be difficult to pass up for regular scratch card casino players. Magic is the consistent thread throughout the game and players will experience spells, curses and pigs in robes. The most valuable icon is the Pig Wizard, an endearing character in star-covered robes, yes a pig can wear robes if he wants! If your scratch card reveals three images of the pig, you’re in luck! This will result in your win being 100 times your original wager.

This game is structured with a V-E-G-A-S progressive jackpot. Scratch to reveal three pigs and not only will you receive the initial jackpot of 100 times your original bet, but you will unlock an additional game. For this round, you will throw the virtual dice and make your way around a game board. As you do this, you will have the opportunity to trigger more multipliers or win extra prizes. If your luck changes and you become impacted by a curse, the bonus game ends – sounds awful but we have yet to see it occur!

3. Wish Upon a Jackpot – 96.06%

Are you a fan of fairytales and with a stonking high RTP? Wish Upon a Jackpot may just be the perfect fit. Enter a world that is reminiscent of Shrek, complete with Puss in Boots, a Fairy Godmother and talking gingerbread man.

To play, simply look through the magic orbs (scratch panels). If you discover three matching icons that are them, you win! This win will be accompanied by two bonus games so that you can experience the magic for a little longer (and increase your chances of a bigger win).

Step into this land far, far away by perhaps or another trusty partner from our list above. With a high RTP and bonus games on offer, Wish Upon a Jackpot is one of the best scratch games on the market.

2. Whack a Jackpot – 96.30 %


Remember the ‘Whack a Mole’ carnival game? This online scratch card game is just like that!  From the popular scratch card software provider ‘Microgaming’, Whack a Jackpot puts a creative spin on your standard scratch card game. With a minimum bet of €0.50 and a max bet of €10, the game is accessible for all players.

It also offers great value with a maximum possible win of €50,000 and an RTP of 96.30%. To play, you will need to whack the rats as they appear on the screen. When you hit a rat, a multiplier value will be shown on your screen. If you manage to get three multipliers with the same value, you win! Make sure you practice your hitting skills and reaction times as three missing strikes will end your game with no win. So whack for the jackpot not fresh air!

1. Lucky Numbers – 96.57 %


Offering the highest RTP, all scratch card players should be sure to check out Lucky Numbers. Also from Microgaming, this card game offers two chances to win for each card you play. It’s hard to argue with that value!

The game is pretty standard. To play, virtually scratch away the panels and if you find three matching icons, you win. Look out for multiplier symbols that will increase your winnings. Multipliers range from x1 to x 5, while winnings begin at £3 and max out at £200,000. Given the high RTP, there’s not much to lose by trying to get the jackpot.

This game revolves around all things lucky and takes this theme very seriously. Even the horseshoe scratch panels are the correct way up (we don’t want that luck falling out!). Make the most of this luck, and the extremely high RTP by scratchcard industry standards, by trying out Lucky Numbers today.

The Best RTP Scratch Card on the internet?

The online scratch card market is clearly thriving with many scratch card sites to choose from. In order to get the most out of your card games and increase your chances of a win, try to stick to games with high RTP. That way, you know your odds will be most optimised in your favour.

These top 5 scratch card games with high RTP are a great place to start. With a range of different themes and even one styled like an interactive carnival game, there really is something for everyone. Whether you are into medieval magic or modern-day fairytales, there will be a card game to suit your taste.

Pick a style or actual scratch card game from this list and go forth and scratch, again we do mean virtually!

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