US Casinos Drop Credit Cards While a Handful Still Take Them
Hard Rock Bet has stopped accepting credit card deposits across its US sportsbook and online casinos, the latest major operator to pull the option.
Most of the biggest names in American betting have already done the same, yet a handful of casinos still let players deposit with a credit card.
Here is where the market stands in August 2026, the safer ways to fund an account, and how the US compares with countries that have banned credit card gambling outright.
Why US Operators Are Dropping Credit Cards
The shift is voluntary for now, but the pressure behind it is not.
- Responsible gambling: operators say credit lets players wager money they do not have.
- Political pressure: in February 2026, Senator Elizabeth Warren wrote to eleven operators, warning that credit card betting deposits are "almost always classified as a 'cash advance'" carrying a fee of the greater of $10 or 3 to 5 percent, per her Senate Banking Committee letters.
- State law: Massachusetts, Iowa and Tennessee already ban credit cards for online betting, Colorado, Maine and Virginia added restrictions this year, and Ohio is finalizing a ban.
- Simplicity: a single national policy is easier to run than tracking rules state by state.
Which Major Operators Have Cut Credit Cards
The largest US brands have removed credit card deposits, in most cases across both sportsbook and casino:
- DraftKings: nationwide from August 25, 2025, weeks after a $450,000 Massachusetts fine.
- FanDuel: from March 2, 2026. DraftKings and FanDuel together take more than 70 percent of the US online betting market.
- BetMGM: March 2026.
- bet365 and Caesars: April 2026, with Caesars covering Harrah's and Horseshoe too.
- Golden Nugget: August 2025, now owned by DraftKings.
- betPARX: no credit card deposits, per its own help center.
- Fanatics: never allowed them.
- Hard Rock Bet: completed a phased rollout in the week of July 29, 2026.
US Casinos That Still Accept Credit Cards
A minority of casinos still list credit cards on their banking pages. Acceptance can vary by state and some card issuers block gambling transactions, so availability is not guaranteed. Based on each operator's published banking pages, checked August 7, 2026:
| Casino | Credit Cards | Notes |
|---|---|---|
| Borgata Online | Yes | Visa, Mastercard and Discover credit, per its banking page |
| PartyCasino | Yes | Credit and debit cards; Borgata's Atlantic City partner |
| betOcean (Ocean Casino) | Yes | Debit or credit card deposits |
| BetRivers / SugarHouse | Yes | Visa and Mastercard, Rush Street Interactive |
| Bally Casino | Partial | American Express accepted; Visa and Mastercard debit only |
Even where a credit card works, funding a Play+ prepaid card with credit can trigger cash advance fees, so treat it with the same caution.
Recommended Ways To Deposit at a US Casino
If your casino has dropped credit cards, or you would rather avoid the fees, these methods are widely accepted and usually free. See our full guide to US casino payment methods for detail.
| Method | Speed | Notes |
|---|---|---|
| Debit card (Visa, Mastercard, Discover) | Instant | Most common option, no cash advance fees |
| Online bank transfer / ACH (VIP Preferred, Trustly) | Instant to 1 day | High limits, straight from your bank |
| PayPal | Instant | Fast deposits and withdrawals where offered |
| Venmo | Instant | A growing option at major casinos |
| Play+ prepaid card | Instant | Ring-fences gambling funds, fast payouts |
| Apple Pay | Instant | iOS devices only |
| PayNearMe (cash) | About 20 minutes | Deposit cash at a retail counter |
How Fast Are Withdrawals At These Casinos
Dropping credit cards does not slow payouts. The fastest US casinos now pay within an hour, and every option below beats the old 3 to 5 day wait. See our tested rankings on the fastest withdrawal casinos page.
| Speed | Typical Time | Typical Methods |
|---|---|---|
| Instant | Under 1 hour | Play+, PayPal, Venmo |
| Fast / same day | 1 to 24 hours | Debit card, Trustly, Skrill |
| Standard | 1 to 3 business days | ACH, online banking |
| Slow | 3 to 5+ business days | Bank wire, paper check |
Among the quickest names tested:
- BetRivers, Caesars Palace, betPARX and Horseshoe: instant via Play+.
- Hollywood Casino: instant via PayPal, debit, Skrill or Venmo.
- FanDuel: instant via Apple Pay.
- bet365: 1 to 4 hours via debit, online banking or PayPal.
- BetMGM: within 24 hours via Play+, Visa debit, Venmo or PayPal.
How The US Compares: Global Credit Card Bans
Several countries have gone further than any voluntary operator retreat and banned credit card gambling by law:
- United Kingdom: banned since April 14, 2020, including e-wallets funded by a credit card, per the Gambling Commission.
- Ireland: Section 165 of the Gambling Regulation Act 2024 bars credit card payment and credit-funded e-wallets, in force since February 5, 2026.
- New Zealand: credit products prohibited under regulations in force from July 3, 2026, with one deposit method per account, per the Department of Internal Affairs.
- Canada: no national ban. Alberta opened its market on July 13, 2026 without one, following Ontario in regulating the player rather than the payment method, though the debate is live.
What To Watch
Expect more US states to legislate, Ohio to confirm its ban, and pressure to grow on the casinos that still take credit cards.
