6 Best Payout Online Casinos - Highest Paying Casinos August 2022

6 Best Payout Online Casinos - Highest Paying Casinos {{ "now"|date("F Y") }}


Online casino gaming is all about finding small edges and using them to your advantage. However, when it comes to playing strategically, house edge and payout percentages matter. 

For those that don't know, "edge" is the word used to describe someone's advantage in a gambling exchange. Through a combination of logical moves, promotions, and choosing the right best online casino sites, it's possible to reduce the casino's advantage.

This guide will help you select casinos and games with the best RTP. RTP percentage tells you how much you stand to win, on average, when you bet. 

By knowing an online casino's payout percentage and what the best payout casino games are, you're giving yourself a better chance of winning. 

So, if you're eager to see how you can improve your potential in the gaming world, here are the best paying online casino sites in the US.


🏆 Overall Best Payout Online Casino: BetMGM Casino
💰 Highest Payout Online Casino: BetMGM Casino
⏩ Fastest Payout Casino: Caesars Casino
🎰 Highest Paying Slot Game: Blood Suckers


BrandNumber of SlotsNumber of JackpotsNumber of Blackjack GamesVisit Site
Established 2020
737 11 11
Established 2012
467 3 41
Established 2009
100 9 7
Must be 21+ and present in NJ, PA, MI, or WV to participate. T&Cs apply.

Top 6 Best Payout Casinos Compared


1. BetMGM98.3%< 72 hours800+MGM Grand Millions$1,000 match + $25 free
2. Caesars97.8%< 24 hours | 100+100+88 Fortunes$100 match + $10 free
3. Unibet97.2% 72 hours650+Mega Joker$500 match + $10 free
4. Golden Nugget97%48 hours1,000+Blood Suckers100% up to $1,000
5. PartyCasino96.6%up to 5 days300+Cleopatra$1,000 + 25 free spins
6. 888Casino96.4%24 hours700+Rainbow Riches$500 + $20 free play


A Closer Look at the Top Payout Casinos:

What online casino has the best payouts? Based on our research, here are six of the best:

1. BetMGM


Best BetMGM Online Casino Games


  • Payout Rate: 98.3%
  • Payout Speed: 24–72 hours (average)
  • No. of Slot Games: 800+
  • 5 Highest Paying Slots: MGM Grand Millions, 88 Fortunes, Blood Suckers, Cleopatra, Wheel of Fortune
  • New Player Bonus: 100% match bonus up to $1,000 + $25 free
  • Types of Pa
    yment Options Available: 11
  • Review: BetMGM Online Casino Review


BetMGM is not only one of the highest payout online casinos in the US (98.3%), it has more games than most. It offers over 800 games, including roulette tables, exclusive slot games, and progressive payouts. Add to this the fact BetMGM pays out winnings within 24 hours, and you've got a ton of potential when you play at this online casino.

Pros & Cons

Trusted MGM brand live since the 1970s
Exclusive games like MGM Grand Millions
Free play option on slots & table games
Different apps for sports and poker
Congested mobile app design



100% Welcome Bonus up to $1000 + $25 in Free Play


2. Caesars


Caesars online casino games


  • Payout Rate: 97.8%
  • Payout Speed: 24 hours (average)
  • No. of Slot Games: 100+
  • 5 Highest Paying Slots: 88 Fortunes, Cleopatra II, Da Vinci Diamonds, Double Diamond, Divine Fortune
  • New Player Bonus: Deposit match up to $100 + $10 no deposit bonus
  • Types of Payment Methods Available: 9
  • Review: Caesars Online Casino Review


Caesars' overall RTP is just under 98% thanks, in part, to the fact it offers one of the highest paying casino games online, Divine Fortune. Of all the progressive jackpot slots in the US, Divine Fortune is ranked among the most popular and, importantly, the most lucrative thanks to average payouts worth $200,000. 

Pros & Cons

Licensed and reputable brand
Great loyalty scheme
Instant withdrawals
Needs more table games
Finding games can be difficult



200% Deposit Match up to $100 + $10 on Registration


3. Unibet


Best Unibet Casino Games


  • Payout Rate: 97.2%
  • Payout Speed: 24 hours (average)
  • No. of Slot Games: 650+
  • 5 Highest Paying Slots: Mega Joker, Da Vinci Diamonds, Divine Fortune, Siberian Storm, Capital Gains
  • New Player Bonus: Deposit match up to $500 + $10 no deposit bonus
  • Types of Payment Methods Available: 8
  • Review: Unibet Casino Review


Unibet Casino is easy to use and filled to the brim with potentially lucrative online casino games. With payouts usually available within 3 days, more than 60 progressive online slots, including games linked to the Mega Jackpots Network, it's easy to see why Unibet's payout percentage is over 97%.

Pros & Cons

Over 650 high paying games
Simple and easy to use app
Generous welcome bonus
Mobile software needs refining
Bonus wagering conditions could be better



100% Deposit Match up to $500 + $10 Free


4. Golden Nugget


Golden Nugget online casino games


  • Payout Rate: 97%
  • Payout Speed: 48 hours (average)
  • No. of Slot Games: 1,000+
  • 5 Highest Paying Slots: Blood Suckers, 88 Fortunes, Divine Fortune, Golden Nugget Video Slot, Mercy of the Gods
  • New Player Bonus: Deposit match up to $1,000 + 200 free spins
  • Banking Options Available: 8
  • Review: Golden Nugget Casino Review


You can see exactly why Golden Nugget is one of online casinos that pay out the most money. The latest jackpot winners are listed in a live feed after winning five and six-figure amounts playing table games, slots, and live dealer games. Progressive prizes worth $150,000+ would flash up thanks to games such as Mercy of the Gods.

Pros & Cons

Over 1,000 casino games
Top-rated welcome bonus
Excellent software
Needs more live casino games
Bonus playthrough requirements could be better



100% Welcome Bonus up to $1,000


5. PartyCasino


PartyCasino online casino app


  • Payout Rate: 96.6%
  • Payout Speed: 3-5 days (average)
  • No. of Slot Games: 300+
  • 5 Highest Paying Slots: Mirage Mega Magma, Da Vinci Diamond, Cleopatra, Monopoly Big Spin, Loot'en Khamun
  • New Player Bonus: Deposit match up to $1,000 + 25 free spins
  • Banking Methods Available: 11
  • Review: Party Casino Review


There are many reasons PartyCasino has one of the best payout percentages in the US. It has exclusive games, plenty of progressive jackpot slots, and fast payouts. However, the main reason it's ranked among the highest payout casinos online is Party Pots that are only available to Party customers. 

Pros & Cons

Large progressive jackpots
Free spins and bonus cash for newbies
Slick mobile app
Bonus rollover is high
Playthrough time limit is fairly short



100% Welcome Bonus up to $1,000 + 25 Free Spins


6. 888casino


888 Casino Online Games


  • Payout Rate: 96.4%
  • Payout Speed: xx hours (average)
  • No. of Slot Games: 700+
  • 5 Highest Paying Slots: Rainbow Riches, Millionaire Genie, Irish Riches, Mermaid's Millions, Oktoberfest Spins
  • New Player Bonus: Deposit match up to $500 + $20 no deposit bonus
  • Types of Banking Methods Available: 8
  • Review: 888casino Review


888 is one of our top-rated instant payout casinos for two reasons. Firstly, Gold VIP members get expedited processing times, which means withdrawals take just 24 hours. Secondly, it offers progressive jackpot slot games and in-house communal prizepools. The latter helps take the 888 Casino payout above 96%.

Pros & Cons

Excellent welcome offer
Over 700 world-class games
Plenty of promotions
No live chat support
Bonus playthrough could be better



Welcome Bonus up to $500 + $20 No Deposit Bonus


Best Online Casino Payouts Questions Answered:

  1. What is a casino payout percentage and how is it calculated?

    RTP is the amount you can expect to win, on average, when you play online casinos games. RTP percentages are based on the amount of money a game returns over 100,000 bets or more. Basically, it's a game's long-term payout potential. The higher the payout percentage, the better chance you have of making a profit.

  2. How do I determine if a casino has a great payout percentage?

    You can use this guide to find online casinos with highest payouts. As well as our insights, you can look at the games an online casino offers to determine its overall payout potential. In simple terms, if a casino has over 100 high paying games and progressive jackpots, it's likely to be one of the best payout online casinos.

  3. What is the average casino payout time?

    The average processing time for real cash payout casino apps in the US is 1 to 7 days. An instant withdrawal casino will process payments in less than 24 hours. As a standard, you should be able to make card withdrawals, eWallet withdrawals, and in-person withdrawals. When these options are combined with instant withdrawals, you know you're getting the best service and, in turn, payout potential.

  4. What Factors Can Affect Payout Times?

    Our recommended fast payout casinos typically process withdrawals within 1 to 3 days. However, there are things that can slow down the process. For example, card payments usually take longer to process than PayPal withdrawals. The verification process may also slow down cashout times. Finally, large payouts might have to go through enhanced security checks.

  5. What are game RTPs (Return to Player)?

    The RTP score tells you how much you stand to win. If the RTP is 98%, you should expect to get back $98 for every $100 you wager. However, your actual return rate might not always match the advertised payout percentages. Some sessions you'll win less than the average, some sessions you'll win more. Over time, your results should be somewhere close to the RTP.

  6. How do I check for high RTP games in a casino?

    A top paying online casino will show you exactly what you can expect to win in a game's description. It's usually the case that a pop-up provides information about the game's RTP and maximum payout. Keep reading and learn more about all the highest payout casino games so you know what's possible when you use our recommended gambling sites.

Top 10 Best Payout Casino Slots

US players have access to hundreds of high casino slot payouts, but the following are the best in terms of their RTP. So, we definitely recommend taking a spin on these games if you spot them at your favorite casinos.


Blood SuckersNetEnt98%PartyCasino
Retro RichesHigh 5 Games97%888casino
Wizard's CrittersHigh 5 Games97%888casino
Reel RushNetEnt96.96%888casino
Wheel of Fortune on TourIGT96.6%BetMGM
Ghostbusters PlusIGT96.5%888casino
Electric TigerIGT96.25%PartyCasino
NarcosNetEnt96.23%Golden Nugget
88 FortunesLight and Wonder96%Golden Nugget


BrandTotal SlotsMobile Slot ProvidersTotal Slot ProvidersMobile Slot Games XVisit Site
Established 2020
737 24 24 790
Established 2019
101 3 2 101
Must be 21+. T&C apply.
Established 2001
82 2 2 82
Established 2012
467 13 19 183
Must be 21+ to participate. T&Cs apply.

Best Paying Online Casino Table Games

Table games, including live casino games, typically have better payout percentages than online slots. Even though the highest payout slots offer bigger prizes, you have a better chance of winning with table games because you have more control. Therefore, when you use an online casino with the best payouts, make sure you try the following games.


AMERICAN ROULETTE94.74%Caesars Casino
EUROPEAN ROULETTE97.30%888casino
THREE CARD POKER97.99%Golden Nugget Casino
BACCARAT98.94%Unibet US Casino

Video Poker Odds

An online casino with best payouts will usually have a solid selection of video poker games. Why? Because, like table games, video poker has a low house edge. This, in turn, means the RTP is higher. Therefore, if you use the best payout casino online, you'll often find these video poker variants are on offer.


Video Poker GamesCasino Payout Ratio
Jacks or Better99.54%
Double Joker Poker99.96%
Deuces Wild99%
7s Wild98.8%
Aces and Faces99.85%
Double Bonus Poker100.17%


Find the Best Casino Payouts by States

Best Online Casino Payouts NJ

  • BetMGM - 98.3%
  • Golden Nugget - 97%
  • PartyCasino - 96.6%

Best Casino Payouts in Michigan

  • BetMGM - 98.3%
  • Caesars - 97.8%
  • Golden Nugget - 97%

Best Casino Payouts in Pennsylvania

  • BetMGM - 98.3%
  • Caesars - 97.8%
  • Unibet PA - 97.2%


How to Find the Best Payout Online Casino in USA

  • Bookmark this Page

    We want you to have the best experience possible, which is why we use our expertise to find the best online casinos that payout the biggest prizes in the least amount of time. We're always updating our list of casinos with highest slot payouts, so bookmark this page and come back regularly to find the latest top picks.

  • Check Our Reviews

    Our reviews can help you find the best payout online casino for real-money gaming. As well as looking at slot games, the blackjack casino payout percentage, and the available payment methods, we assess an app's software and promotions. Basically, we provide complete and honest overviews of the best payout online casinos USA players can use.

  • Check RTPs

    You need to know the RTPs of the best payouts online casino games if you want to unlock the most potential. Basically, without checking a game's RTP, you're playing blind. As a general rule, you should check everything from casino craps payouts and slot RTPs to casino keno payouts and more before you place a bet.

  • Read the Fine Print: T&Cs

    In theory, you should have a better average return rate at a high payout online casino. However, this doesn't mean you'll achieve a better return rate every time you play. All of this information is clearly expressed in the terms and conditions. Make sure you read and understand these terms before you start using the best online casinos for payouts.

Banking Options We Recommend for Fast Payouts

Knowing what the best paying casinos online are is great but, as we've said, you can't unlock this potential if withdrawals take an eternity. Once you've found the top same day payout casinos with instant withdrawals, you need to choose the most efficient online casino payment methods. The table below will help you get fast payouts.


Bank Transfer3-7 days
Prepaid Cards1-3 days
Card Payments (Visa, Mastercard)3-5 days
e wallets like PayPal1-3 days

Fastest Paying Casinos

  • Caesars
  • BetMGM
  • PartyCasino


5 Tips to Maximize Wins at the Best Paying Online Casinos

Our advice is simple: play games with the highest payout percentage, take advantage of same day payouts, and use betting strategies to reduce the house edge. Those are all great ways to improve your potential. In addition to these strategies, you can do the following things to make the most of your time online.

  • Tip #1: Play top RTP games at the best payout casinos

    Online slot machines offer the biggest prizes, but table and live dealer games tend to have the best RTPs. Therefore, if you're aiming to maximize your potential, always choose the online casino with the most payouts and, in turn, try playing table games.

  • Tip #2: Don’t LIMIT yourself to one casino

    BetMGM is the best online casino for payouts in the US, but don't restrict yourself to this app alone. You should use every online casino that pays out the most. So, if you join a variety of sites, you can move from one big payout online casino to another when luck isn't on your side.

  • Tip #3: Use welcome bonuses to EXTEND VALUE

    Welcome bonuses and promo code offers for existing customers are a great way to improve your payout potential. Not only do they help offset your losses, but the online casino bonuses can boost your bankroll when you're winning. And, what's more, if you join more than one of the highest paying online casinos in America, you can claim multiple bonuses.

  • Tip #4: LOOK out for new releases with high RTPs

    The newest and best online casinos where USA players are accepted and which have fast payouts are always adding new games. This strategy keeps things fresh and helps maintain a high overall RTP when new releases have a high payout percentage.

  • Tip #5: SET A budget and MANAGE YOUR bankroll

    It doesn't matter what an online casino pays, you should never spend more than you can afford. Casino gaming is an uncertain pursuit. It's possible to win as well as lose, even if you use the highest payout online casino in USA gaming. As a general rule, the money you take into a casino game shouldn't be more than 5% of your total bankroll.


Blackjack typically has the best RTP (i.e. the lowest house edge). The average payout percentage at our recommended US casinos is just over 99%. It's also worth noting that certain casino roulette payouts and casino hold'em payouts are higher than 97%.

Caesars has the best casino payout days timeframe. Online payments via e Wallet such as PayPal take 1 day. However, you can get in-person payouts at Caesars' land-based casinos within a few hours.

You can find the best online casino payouts for US players at BetMGM. This online gaming site has an overall RTP of 98.3%.

No. A game's payout percentage is set by the developer and verified by an independent testing agency. This means you get a fair, transparent gaming experience, regardless of whether you play slots, baccarat, roulette, or any other casino game.

A casino with highest payouts will usually process the majority of its payments between Friday and Sunday. These are the busiest days online, which is why you can expect there to be more deposits and withdrawals towards the end of the week.

Blackjack tends to have the best RTP, but progressive jackpot slot games offer the biggest prizes. Popular slot machines such as Divine Fortune and Mega Moolah regularly have jackpots worth in excess of $1 million and, sometimes, over $10 million.

The online casino highest payout rate we've found is 98.3%. BetMGM has this RTP, which means it's currently ranked top of the best paying online casinos. The Unibet Casino payout is also taking notice of. With an overall RTP of 97.2% and playing of high paying games, it's another US casino you should consider joining.

The maximum withdrawal at most US online casinos is around $100,000. Each operator has its own limits, but almost all of the best paying online casinos allow you to cash out six-figure sums of money.

Casino payouts undergo a security review before a transaction is processed via a reputable company such as Visa, MasterCard, or PayPal. As a player, you need to specify the amount you want to withdraw and the payment method you want to use. After this, the request is reviewed and the funds are sent to your chosen processor within a few hours/days.

Online casinos pay jackpots in cash. There may be restrictions on the amount of money you can withdraw with a single transaction. However, any jackpots you win will be credited to your account in withdrawable cash.

Yes, some do. Certain online casinos that payout cash prizes will only process requests during the week. However, many of the leading US casino operators will authorize withdrawals on any day of the week.

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